BORROWING

Your mobility

Are you ready for a new or used car, whether it’s electric, hybrid or traditional? Our videos explain how we want to make transport accessible to everyone. You can currently take advantage of the Brussels Motor Show deal to get a discount on private leasing. We have also designed a range of transport solutions specifically for young people. And for businesses, we offer credit and leasing solutions tailored to your vehicle needs.

  • New vehicle loan (instalment loan)

    Thinking of buying a new vehicle – electric, hybrid or other – that emits less than 50g of CO2 per km? If the loan is €50,000 or less, everything can be done online. Depending on your needs, you can borrow up to 120% of the new vehicle's value.

    Find out more and use the simulator

  • Used vehicle loan (instalment loan)

    Do you want to borrow money to buy a used car, motorcycle, scooter or camper van? Discover our attractive rates! Depending on your needs, you can borrow up to 120% of the vehicle’s value.

    If the vehicle is less than 3 years old, our interest rates are even more attractive.

    Find out more and use the simulator

  • New or used car leasing

    With our leasing solutions, even as a private individual you can enjoy a new or used car without worries. Your contract includes summer tyres, annual maintenance, a replacement car, any repairs and insurance.

    Find out more and use the simulator

  • Mobility offer for young people

    Instalment car loan, private leasing and car insurance: discover our mobility offer specifically designed for young people, students and young drivers.

    Find out more

Brussels Motor Show special offer

Thanks to Arval's Brussels Motor Show deal, you can lease a Kia EV3 for a discounted monthly fee! Th offer is valid from 10 January to 28 February 2025.

Discover the Brussels Motor Show deal

Touring CarSelect, online platform for used vehicles

Touring CarSelect is a new online platform for recent and reliable used cars. Choose from a wide range of cars and vehicles offered exclusively by approved professional dealers. Benefit from independent advice and tailored services from solid partners with an excellent reputation.

Discover Touring CarSelect

Also discover AG's insurance

  • Top Auto from AG – third-party motor insurance

    With AG's Car Liability Insurance, choose for total peace of mind while driving your electric or hybrid car. And benefit from different discounts, such as the Ecobonus.

    Discover the benefits

  • AG's vehicle insurance

    Opt for peace of mind: we offer insurance and options that best match your needs and expectations in terms of protection.

    Discover vehicle insurance

  • Assistance and Breakdown Service

    Opt for breakdown assistance for one or more vehicles, for yourself or the whole family, with or without personal assistance. Never be left stranded again.

    Discover the benefits

This may also interest you

Electric or classic car?

New car: are you leaning towards an electric or a classic? Discover the advantages, disadvantages and costs.

Read the comparison

Soft mobility

Electric bikes, shared cars, scooters... reduce CO2 emissions, but are they also economical?

Read the article

Ready for an electric car or bike?

Do you want a fixed-rate loan or insurance for your new electric car or your new bike?

Are you considering private leasing? We're here to help.

Call us on 02 762 90 00, Monday to Friday from 7am to 10pm and Saturday from 9am to 5pm. Or make an appointment.

Make an appointment

Legal Information

Credit form: fixed-rate loan. The provisions relating to consumer credit in Chapter 1 of Title 4 of Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Boîte 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

AG Insurance (abbreviated AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.

Private Lease is a long-term operational vehicle leasing solution for private individuals, without a purchase option. It is offered by the lessor, Arval Belgium SA, which is located at Ikaroslaan 99, 1930, Zaventem, RPM Brussels VAT number BE 0436.781.102, www.arval.be, retail@arval.be, with the involvement of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels, VAT number BE 0403.199.702.

The Brussels Motor Show deal is a special operational leasing offer reserved for private customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNP Paribas Fortis), residing in Belgium, relating to the Kia EV3 vehicle model. This web page does not constitute an offer and is not binding or contractual in nature. A lease agreement will only be concluded after acceptance of your file by the lessor, Arval Belgium SA, and will always be subject to its Private Lease standard terms and conditions.

Promotion valid only in Belgium from 10/01/2025 to 28/02/2025 or until stocks run out. The request for a quote must be submitted during the promotional period and the lease agreement must be signed within 5 days of your file being approved by Arval. The discount cannot be combined with other discounts.

If the monthly fee indicated shows a prepayment amount, this means that payment of that amount reduces the monthly fee for the entire term of the lease. The prepayment is neither a “guarantee” nor a “deposit”. If the lease contract is terminated early, the prepayment will not be refunded, except in certain cases specified in the prepayment conditions.

The monthly fee is given for information purposes and is subject to changes in taxation, interest rates and vehicle list prices, as well as changes in the vehicle’s options, configuration and equipment.
The monthly fee is calculated according to the contractual term (between 25 and 60 months) and the agreed annual mileage. It includes servicing, repairs, unlimited summer tyres (normal wear and tear), registration tax, vehicle tax, depreciation and interest, a European assistance service, a replacement vehicle if the vehicle is out of action for more than 24 hours, the Perfecta service – under which Arval Belgium SA covers the risk of damage to the vehicle, total loss or theft, although the lessee still bears some risk – and insurance*.

Not included in the monthly fee: fuel and/or charging costs and traffic fines. CO2 rates are also indicative and depend on the options selected and/or data provided by the manufacturer. At the end of the contract, a mileage count will be made at the last contractually agreed price. If the lease is terminated early, a lump sum calculated on the basis of the last daily price (as contractually agreed) will be charged.

* Third-party insurance, legal protection insurance and driver insurance are included in the monthly fee when taken out by Arval Belgium SA in the name and on behalf of the lessee. Arval Belgium SA is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA - www.fsma.be) under number 047238. These insurance policies can also be taken out with the insurer of your choice. Third-party insurance is compulsory by law.
The estimated delivery time of the vehicle depends on its availability with the manufacturer or importer, and on the equipment and configuration chosen.

Arval Belgium SA cannot be held responsible for any inaccuracies in the information contained on this web page.

The photos are presented for illustration purposes and may differ from the vehicles offered for lease.

Publisher responsible: Arval Belgium SA - Ikaroslaan 99, 1930 Zaventem, RPM Brussels VAT BE 0436.781.102, info@arval.be.

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