Services for junior doctors

As a junior doctor, you'll be supported by a personal advisor who specialises in the medical profession. Our expert advisors for medics closely follow developments in your profession and regularly attend training sessions to ensure you receive expert advice.

If you have a specific question, about tax for example, your advisor will put you in touch with an expert in that area.

Want an easy way to manage your money? Our comprehensive solutions allow you to do just that, including a current account with all the payment options you need. And the service is free of charge throughout your training.

Discover our Comfort Pack and Premium Pack, which come with a range of benefits for managing your day-to-day finances.More information is available from your expert advisor.

More information is available from your expert advisor.

As a junior doctor, doctor or dentist, you can use the financial support you receive from INAMI/RIZIV (Belgium’s Federal Institute for Health Insurance) to build a tax-efficient supplementary pension through a Pension Invest Plan INAMI/RIZIV.

We also offer other tax-efficient pension savings solutions on preferential terms: talk to your advisor to find out more.

You spend a lot of time in your car, so a reliable and well-insured vehicle is not a luxury.

Talk to your advisor about our car insurance policies and benefit from preferential rates.

With our leasing formula, you can also drive a company car for a fixed monthly fee, including all maintenance and usage costs. Your advisor will tell you more.

Are you eager to buy a home? Are you looking for a mortgage to buy a house for your family? Or do you want to insure your new home and its contents? Talk to your advisor for more information.Your advisor can offer you a flexible home loan with:

• reduced monthly payments for the first three years
• the possibility of borrowing up to 100% of the purchase price
• discounted fees

The Pension Invest Plan INAMI/RIZIV is a life insurance policy from branch 21 of AG Insurance, a Belgian public limited company, offered by BNP Paribas Fortis.

AG SA, boulevard Émile Jacqmain 53, 1000 Brussels – RPM Brussels – VAT BE 0404.494.849 – www.aginsurance.be – a Belgian insurance company approved under code 0079, under the supervision of the National Bank of Belgium, boulevard de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is subject to prudential supervision by the European Central Bank and the National Bank of Belgium as a Belgian credit institution. BNP Paribas Fortis SA is registered under the aforementioned enterprise number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG SA. BNP Paribas Fortis SA holds a stake of over 10% in AG SA.

Lessor: Arval Belgium SA, Ikaroslaan 99, 1930 Zaventem – RPM Brussels – VAT BE 0436.781.102, an insurance intermediary, registered with the FSMA under number 047238 A. Subject to acceptance of your application.
Subject to acceptance of your application

Loan type: mortgage for (im)movable property. The provisions relating to mortgages in chapter 2 of title 4 of book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.