Mandatory work accident insurance

Your coverage

Work accident insurance covers

• accidents at work or while travelling to or from work for all employees, trainees, apprentices etc.

• medical expenses, hospitalisation, medication, orthopaedic devices and prosthetics in the event of an accident, a daily allowance in the event of an inability to work, a regular income in the event of permanent disability, and funeral expenses in the event of death.

The Work Accident+ Pack covers

• repatriation costs from abroad for you as a business leader, as well as the cost of a doctor to monitor staff absences 

• any temporary inability to work for you as a business leader and a lump sum for your family in the event of your death

The main exclusions

What work accident insurance does not cover

• exclusions provided for by the Belgian act of 10 April 1971 on work accidents are applicable.
  Example: an accident where, at the time the policy was entered into, information was intentionally concealed or inaccurate in such a way as to affect the risk assessment

• intentionally caused accidents

What the Work Accident+ Pack does not cover

• fines and checks on staff absences abroad

• accidents involving the business leader that are intentionally caused or that occur when they are under the influence of alcohol or in a similar state

• accidents during a cycling competition, winter sports, combat or defence sports, motor sports or air sports

Find out about all covered risks and exclusions

• The above list of covered risks and exclusions is not exhaustive. The exact extent of the cover can be found in the standard terms and conditions. To learn more about the main features of this insurance policy, you can consult the information sheet (see below). To receive a quote, you can contact your advisor or call the Easy Banking Centre on 02 433 43 34.