Private Lease: car leasing for individuals

If your car’s off the road, you’re entitled to a replacement vehicle of the same category (maximum category C) on the same day, even in the event of a technical repair or service involving less than one hour's work, provided the request was made at least half a day in advance¹. To qualify, you must have signed up for the replacement vehicle service as part of your Private Lease contract.

In the event of a breakdown or accident, a category-C replacement vehicle is made available to you for a maximum of 5 days, as well as a VIP accommodation budget of €200 per person per night (up to 5 nights) if needed.

At the end of the contract, when you returning your vehicle, the first 1,000 kilometres above your allowance are free.

Private Lease is reserved for individuals who are customers of BNP Paribas Fortis and Fintro Retail Banking. Private Lease is a product offered by Arval Belgium SA, with the involvement of BNP Paribas Fortis SA, Montagne du Parc/Warandeberg 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
A lease will only be offered after acceptance of your application by Arval Belgium SA and will always be subject to Arval Belgium SA’s standard terms and conditions relating to Private Lease.
* The monthly lease payment including VAT depends on the agreed term and mileage. The monthly lease payment includes maintenance, repairs, an unlimited number of summer and winter tyres for normal use, registration tax, vehicle tax, depreciation, interest, VAT, European assistance, a replacement vehicle of a lower category if your vehicle is out of action at any time for more than 24 hours, Perfecta – through which Arval assumes the risk of damage, total loss or theft – with own risk and third-party insurance, legal expenses insurance and driver's insurance.
** Third-party insurance, legal expenses insurance and driver's insurance are included in the lease payment when taken out through Arval. However, these insurance policies can be taken out with the insurer of your choice. Third-party insurance is legally compulsory, while the others are optional.
The following are not included in the monthly lease payment: fuel, traffic fines and VAT. CO² emissions figures are also indicative and depend on the chosen options or data provided by the manufacturer. At the end of the contract, mileage will be charged at the rate indicated in the leasing contract. In the event that the lease is terminated early, an additional termination fee will be charged. There is no option to buy.
The vehicle’s specification and lead time depend on its availability from the manufacturer or importer, and on the chosen configuration.
Lessor: Arval Belgium SA, Ikaroslaan 99, 1930 Zaventem – RPM Brussels – VAT BE 0436.781.102, ancillary insurance intermediary registered with FSMA under number 047238 A. Subject to acceptance of your application.