SAVINGS AND INVESTMENTS

Saving for a home

ÉPARGNE LOGEMENT

Save for a bigger budget

Want to buy a property? Your own house or flat? Realising that dream costs a lot of money. Start saving now for your future home so you’ll have a bigger budget when the time comes. The sooner you start saving, the less you'll need to borrow later.

  • Home Savings account

    With this regulated savings account, you can set aside money for your home purchase in a fully secure way.

    Your benefits:

    • A separate savings account for your future property purchase
    • Your money is always accessible
    • Pay in up to €6,000 per year at times that suit you, or by standing order

    An ideal way to save up to buy a property and ultimately reduce your mortgage.

    Discover the Home Savings account

  • PLCI supplementary self-employed pension plan

    AG's PLCI is a branch 21 insurance-based savings plan that allows you to build up a tax-efficient supplementary pension pot.

    • Tax-deductible premiums
    • Additional protection covering you against an inability to work or death
    • Even more tax benefits and protection with the social PLCI

    A solid base for every self-employed person's pension plan, whether they run a company or not.

    Discover the PLCI

Risks associated with the home savings account

Insolvency risk

Funds deposited into a home savings account with BNP Paribas Fortis are covered by the deposit protection mechanism up to a maximum of €100,000 per person. If the bank becomes insolvent or shows a risk of insolvency, the saver could see the portion of their savings exceeding €100,000 converted into shares (through a "bail-in") or could lose some or all of that money. You can find more information on this the deposit protection information sheet.

Inflation risk

A sustained rise in prices could cause the money deposited in an account to lose value in real terms.

On the way to your home

Want to build or renovate? We give you tips on determining your budget, financing the work and completing the necessary administrative formalities. My first home

Ma première habitation
Want to save for your home? Make an appointment
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