I don’t have enough savings

Having a financial reserve provides a sense of security. A new smartphone, a washing machine that breaks down, a car that needs to go to the garage. Thanks to your savings account, you’re prepared for unexpected expenses. The amount of this reserve varies from person to person, depending on their personal situation.

But will these savings be enough to achieve your dreams?

Interest rates are at a historically low level and do not compensate for the constant increase in the cost of living. The money you currently have will allow you to buy less in the future. Leaving your money dormant in a savings account also costs you money. You are gradually losing purchasing power.

How do most people buy their home? With a mortgage, of course! Nobody waits until they have saved enough to buy their dream home. However, when it comes to investing, we tend to have the opposite reasoning: we only start thinking about it when we have accumulated a sizeable amount of capital.

Why not apply the principles of a mortgage to your investments? Invest a fixed amount every month. This way, you avoid investing in the stock market at an unfavourable time, and you have all the time to familiarise yourself with the financial world.

Make part of your savings work. Don’t wait until you have a large amount of initial capital to take the plunge. You can already invest from €30 per month. You choose the amount of your investment, modify it, suspend it and stop it when you want.

Is something holding you back from taking the first step? It’s normal that the financial world seems a bit foreign. However, investing is not that complicated, especially with the help of our advisors. They can guide you from A to Z or just put you on the right track. It’s up to you.

You don’t need to read L’Echo financial newspaper or closely follow the markets. Our experts do it for you. This way, your money is actively managed, and you can sleep peacefully. Thanks to your online bank, you have a clear overview of your investments anywhere and at any time. You are always in control.

All our pension formulas and many other investments carry the Towards Sustainability label. You are investing with us in a greener and more sustainable future for all. Interesting, isn’t it?

Read our guide and watch our videos to start investing serenely.