Flexicredit, a solution for your projects
Flexicredit is an investment credit that you can adapt to your needs.
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Save and invest
Invest
Save and invest with a goal
Our investment solutions
Our advice
Did you know?
Financing a property
Finance a vehicle
Fund a project
Our advice
Borrowing money also costs money
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
Family protection
Home protection
Mobility protection
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Did you know?
By your side
Specific approach
Online and mobile banking
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Flexicredit
What are the characteristics of the Flexicredit?
Flexicredit is a specific type of investment credit with advantageous interest rates, based on Euribor rates.
- investments of at least €100,000
- repayment period of 1 to 20 years
- funds withdrawal according to your needs, with a maximum duration of 3 years
Determine your credit yourself
You decide on the amount you want to borrow from €100,000. You also set the repayment period that suits you best, between 1 and 20 years.
You want to change? Yes, it's possible
You have the opportunity to change the frequency of interest repayments for your ongoing credit up to two times, free of charge. You can also switch from a Flexicredit to a classic investment credit.
Benefit from advantageous rates
With each withdrawal or partial repayment of the credit, you benefit from an advantageous short-term interest rate. Our rates follow the applicable Euribor rate at that time.
Fiscally advantageous
The interest on your Flexicredit is tax-deductible as a professional expense. This financing solution is therefore even more attractive.
Flexicredit in detail
Flexicredit is designed to finance your medium- or long-term investments. The duration of your loan is adapted to the lifespan of your investment and can vary from 1 to 20 years. You can withdraw funds according to the evolution of your project, over a maximum period of three years.
What is the flexibility of Flexicredit?
You decide on the allocation of the capital repayment and interest over the entire duration of your credit. During the repayment period, you can modify, up to two times without fees, the frequency of interest repayment. Your credit can also be converted into a classic investment credit. You also have the option to repay your credit early, in whole or in part.
Can Flexicredit be combined with public subsidies?
Certainly. You can combine your Flexicredit with a number of complementary public subsidy measures.
Find the credit that suits your cash flow needs
Pay suppliers? Compensate for a client payment delay? Do a simulation to find the credit that best suits your cash flow needs.
LOANS
Discover our other credits
Interested in Flexicredit? Contact us
-
Investment Credit
Finance your company's bigger investments. Borrow a fixed amount, from €2,500, for a fixed period and repay it at the agreed rate.
-
Roll-over Credit
With the Roll-over credit, you can borrow up to €100,000 for your large projects, and this at an advantageous rate.
-
Investment Loan
Keep your savings intact, your budget balanced, and still realise your projects with our investment loan.
Legal Information
Subject to acceptance of your application by BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702, approved intermediary under FSMA number 25.879A.
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