Top Accidents insurance by AG

Benefit from a 10% discount throughout the term of your new policy if you also have one of the following with BNP Paribas Fortis:

• an active Top Habitation fire insurance policy from AG;
• and at least one active AG insurance policy: Top Familale liability insurance, Providis legal expenses cover, third-party motor insurance or Top Vélo comprehensive insurance.

Benefit from a 10% discount during the first year of your policy if you don’t qualify for the loyalty bonus.

In what circumstances does Top Accidents support you?

• You fall off a ladder
• Your partner falls during your skiing holiday
• Your daughter has an accident with her bike and falls in the playground

Top Accidents helps with the financial consequences of physical injuries, even if you or a family member is responsible for the accident. This individual accident insurance policy from our partner AG reimburses your medical expenses, but also:

• other unforeseen expenses in the event that you’re temporarily unable to work as a result of an accident (such as the cost of a home help or babysitter). The policy pays out if you suffer permanent physical injury (disability) and in the event of your death.
• veterinary fees following an accident suffered by your dog or cat are also covered. Your faithful companions are part of your family and also deserve to be well protected!

You can choose from 3 formulas

• Omnium Enfants: comprehensive insurance for your children and those of your partner.
• Omnium Famille: comprehensive insurance for you, your partner, your children and those of your partner.
• Omnium Individuelle: comprehensive insurance for you as the policyholder.
  

And since your pets are also your loved ones, "veterinary fees for dogs and cats" cover is included in all three formulas.

This pack covers things such as:

• a home help if you’re temporarily unable to work,
• up to €1,000 of veterinary fees for your dog or cat,
• medical expenses with a limit of €2,500 in the event of an accident involving one of your grandchildren under your supervision, or a person helping you move or carry out work on your home.

You receive compensation under your Top Accidents policy (for the temporary inability to work, permanent disability or death) in addition to other cover that you may have, for example from your mutual health insurance company or other insurance policies (e.g. sports, school, family, traffic etc.).

The following documents provide additional information on Top Accidents insurance

•  Standard terms and conditions
•  Information document
•   Pre-contractual information
•   Commercial document

Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71–  info@ombudsman-insurance.be  - www.ombudsman-insurance.be

AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.