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LOANS

Private Lease, car leasing for private individuals

IN PRACTICE

Advantageous car leasing

Private Lease is a car leasing offer for individuals. It lets you drive a new car configured to your needs, for a fixed monthly payment, all-inclusive*!

YOUR BENEFITS

Peace of Mind

The costs associated with usage, such as tyres, periodic maintenance, repairs, insurance... are included in the rental price. Yes, leasing means peace of mind.

MORE INFORMATION

Is leasing for you?

Choose a new or used car based on your needs and budget. Simulate your Private Lease and submit your application online.

Exclusive Salon Deal Offer

Thanks to Arval's Salon Deal, you can lease the Kia EV3 for €340/month VAT incl. for 60 months and 10,000 km/year with a prepayment of €4,840 VAT incl. This offer is valid from 10 January to 28 February 2025. Discover the details.

Learn more about the Salon Deal

Additional Discounts

These discounts are cumulative if you meet all the conditions.

They are not cumulative with the Arval Salon Deal

5%/month discount on the online platform

  • Reserved for BNP Paribas Fortis customers
  • 5% discount on the monthly premium (VAT incl.)
  • Only valid for online applications via the Arval platform from the link below
  • Application submitted before 28/02/2025
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards

To the Arval platform*

€15/month discount for young people

  • Reserved for BNP Paribas Fortis customers
  • Aged 18 to 28 years old
  • €15 discount on the monthly premium (VAT incl.)
  • Valid for the entire duration of the contract
  • Application submitted before 31/12/2025
  • Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
  • Valid on all new models
  • Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)

To the Arval platform*

What's included in Private Lease?

The fixed monthly payment* you make includes all costs associated with using the car.

Lease

The rental gives you the right to use the car.

Customised contract

You choose the model, engine, options, duration and annual mileage.

All usage costs

The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).

Taxes included

The registration fee and road tax are included.

Insurances**

The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.

Breakdown or accident? Just call us

Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.

Discover Private LeaseSimulate and apply online
Want to know more about Private Lease?
Watch this video!

You may also be interested in

  • Car loan or loan for a new vehicle (instalment loan)

    Car, motorbike, scooter, campervan… looking for a new vehicle? With the Car Loan, an instalment loan, you can borrow up to 120% of the purchase value according to your needs. Plus, everything can be done online for loans up to €50,000.

    Discover and simulate

  • Bike and sustainable mobility loan (instalment loan)

    We finance the purchase of your low-impact mobility vehicle from €500. Discover this loan and contact us to finalise your application.

    Discover and simulate

Additional information

The Private Lease offer is reserved for private individuals, clients of BNP Paribas Fortis and Fintro Retail Banking. Private Lease is a product offered by Arval Belgium SA, with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

A rental contract will only be proposed after acceptance of your file by Arval Belgium SA and will always be subject to the general conditions of Arval Belgium SA's Private Lease.

* The prices are indicative and subject to changes in taxation and the catalogue value of the vehicle and options, as well as modifications to the configuration and equipment. The displayed monthly rental (VAT included) depends on the agreed duration and mileage. The displayed monthly rental includes maintenance, repairs, an unlimited number of summer tyres for normal use, registration fee, road tax, depreciation, interest, VAT, European assistance, and the Perfecta service (Arval Belgium SA's assumption of the risk of damage, total loss, or theft) with the lessee's own risk (flat rate) in case of damage, total loss, or theft, and insurance** (Liability insurance, legal protection, and personal accident insurance for drivers). Not included in the monthly rental: fuel and/or recharging costs, fines, winter tyres, and a replacement vehicle. Winter tyres and replacement vehicle services can be added to your contract. The CO2 emission rates are also indicative and subject to the selected options and/or data provided by the manufacturer. At the end of the contract, a mileage count will be taken according to the levels stipulated in the contract. In case of early termination of the rental contract, a termination fee will be charged. No purchase option.

** Liability insurance, legal protection, and personal accident insurance for drivers are included in the rental when taken out through Arval Belgium SA. However, these insurances can be taken out through the insurer of your choice. Liability insurance is legally mandatory, the other insurances are optional. The equipment and delivery time of the vehicle depend on its availability with the manufacturer and/or importer and the chosen configuration.

Lessor: Arval Belgium SA, Ikaroslaan 99, 1930 Zaventem – RPM Brussels – VAT BE 0436.781.102, ancillary insurance intermediary, registered with the FSMA under number 047238 A. Subject to acceptance of your application.

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