Hospitalisation Plus Insurance by AG

Peace of mind and freedom of choice

The Hospitalisation Plus insurance covers the costs incurred by a medical admission due to illness, an accident or childbirth, and which remain the responsibility of the insured after intervention by the health insurance (mutual insurance). 

During a hospital stay, you can choose your hospital, doctor and type of room. In a limited number of non-university hospitals (mainly in the Brussels region), a 50% personal contribution will remain the patient's responsibility if they choose to be treated in a private room.

Pre- and post-hospitalisation

Medical expenses inevitably arise before and after hospitalisation. These include outpatient costs: medication, nursing care, medical and paramedical services at home (physiotherapy, etc.) and orthopaedic prostheses and appliances.

Hospitalisation Plus insurance guarantees a full refund of outpatient costs related to hospitalisation, from one month before to three months after the hospitalisation.

Medi-Assistance, and additional services

You can benefit from additional services in Belgium during and after hospitalisation. 

• During and after hospitalisation, you can request home help (for household chores, childcare or pet care, and transportation to and from the hospital). 
• Thanks to the third-party payment system, the hospital bill is directly settled between AG and the hospital.

30 serious illnesses covered

Hospitalisation Plus insurance covers outpatient costs related to 30 serious illnesses. These can be significant. The list includes cancer, leukaemia, diabetes, AIDS, Pompe disease, Crohn's disease, malaria, etc.

The coverage is provided without an excess and does not necessarily require hospitalisation.

Worldwide coverage

You don't always decide when you need hospitalisation, and sometimes you may be on the other side of the world, whether on holiday or a business trip. With Hospitalisation Plus insurance, you'll be fully covered.

Other assistance formulas are available for your trips abroad. They cover repatriation costs (yours and your family's), as well as search and rescue costs, doctor and delivery of medication, prostheses, glasses, etc.

Well-insured, for life

You retain your guarantees for life, without age-related restrictions, without a ceiling, and at the rate established at subscription. You have the right to terminate the insurance, but your contract cannot be terminated by AG.