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Operational leasing: new or used vehicle

IN PRACTICE

Peace of mind guaranteed

Operational leasing is the all-in-one solution for your mobility. You pay a fixed monthly amount for a wide range of services (rental, insurance, maintenance, breakdown assistance) without any additional administrative costs. Practical and advantageous.

YOUR BENEFITS

Drive worry-free

Whether you choose a new or used car, electric or non-electric, with this all-inclusive formula, you’ll enjoy the benefits of driving worry-free. No need to think about your car's value or potential maintenance costs.

MORE INFORMATION

Configure your car

Need a new leasing car, electric or hybrid, at an attractive price? Configure your car now and request an offer.

New car?

Discover a wide range of new electric and hybrid cars available for leasing at attractive prices.

  • Choose from our catalogue or configure your own vehicle.
  • Opt for a private vehicle or van up to 3.5 tonnes.
  • Our partner Arval will take care of the administrative formalities, from ordering to delivery.

*As a BNP Paribas Fortis customer, you can enjoy an exclusive 5% discount on the monthly lease when renting a car through Arval. This offer is valid on the entire range and can be redeemed when you finalise your order, from 10 January to 28 February. Which car will you choose?

Visit our partner Arval's online shop

Or perhaps a used car?

Reliable used leasing cars under 5 years old, especially selected for you.

  • Maintenance carried out exclusively in Arval's approved garage network
  • Technical inspection, with Car-Pass
  • Quick delivery
  • One-month of operational leasing free for start-ups*.

Discover our partner Arval's offer**

** You are continuing to an external website
By clicking on this button, you will exit BNP Paribas Fortis's secure website and be redirected to an external website that is not affiliated with or linked to BNP Paribas Fortis. Please note that we have not reviewed or verified the content, information, products, or services offered on this third-party site, and we disclaim any liability for its security level. If you have any questions or concerns, we recommend contacting the site owner directly.

How does operational leasing work?

Operational leasing offers more advantages than you think. Discover its primary benefits.

All-inclusive

A complete range of services for a fixed monthly amount:

  • 100% vehicle financing
  • Maintenance and repairs
  • Summer and winter tyres
  • Extended insurance
  • Roadside assistance in Europe, with replacement vehicle following 24 hours of immobilisation
  • Fuel card (optional)

New car tailored to your needs

Choose: 

  • The car, with optional equipment or specific lettering
  • The contract duration (24 to 60 months)
  • Whether you want a higher first instalment
  • Whether you want to take over the car at the end of the contract, at a pre-defined purchase price (Full Service Renting)

Fiscally advantageous

An off-balance-sheet solution for your mobility, allowing you to directly account for the monthly leasing amount in your expenses.

This solution includes pre-financing of VAT and various taxes. Everything is included in your monthly invoice.

Online tools

Thanks to our online tools, you’ll stay fully informed. For example, you will be notified when it's time to change your tyres (summer and winter).

Are you starting your own business?

One-month reduction on leasing for start-ups*

Thanks to the Starters Kit, which offers tailored benefits to start-up entrepreneurs, you can benefit from a one-month reduction on operational leasing for your used car*.

Discover the Starters Kit

*From 1 January 2024 to 28 February 2025, start-ups (registered with the BCE for 0 to 36 months) benefit from a one-month leasing reduction on the rental price of a used car, up to a maximum amount of €600 excl. VAT.  This amount will be credited after the first invoice has been sent.

Arval's operational leasing
Discover an all-inclusive formula, without worries and without risk of unexpected expenses. And see why Arval is a wise choice for start-ups.

Personalised operational leasing

Operational leasing

Order your car in just a few clicks

1

Configure your new car

Configure your car or choose a used car.

2

Receive a personalised offer

Receive a tailored proposal from Arval, our operational leasing partner.

3

Place your order

Subject to acceptance of your application.

A company car through operational leasing: a solution for you?Simulate and request a proposal

Other leasing and financing solutions

Still unsure about how to finance your vehicle? Compare our financing options here here.

  • Instalment Loan

    Finance all or part of your company car purchase with an instalment credit, without touching your working capital.

    Discover the instalment loan

  • Financial Leasing

    Spread the purchase of one or several company cars over time with a financial leasing agreement that includes a purchase option.

    Discover financial leasing

  • Investment Credit

    Finance one or several company cars, as well as other major investments, with an investment credit.

    Discover investment credit

Legal information

Lessor: Arval Belgium SA, Ikaroslaan 99, 1930 Zaventem – RPM Brussels – VAT BE 0436.781.102, ancillary insurance intermediary, registered with the FSMA under number 047238 A. Subject to acceptance of your application.

*Operational Leasing is a long-term operational leasing of vehicles, without a purchase option, for professionals, offered by the lessor, Arval Belgium SA, located at Ikaroslaan 99, 1930 Zaventem, RPM Brussels, VAT BE 0436.781.102, www.arval.be, retail@arval.be, with the intervention of BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels, RPM Brussels, VAT BE 0403.199.702.

Any professional who requests a quote for Operational Leasing with Arval Belgium for a new or used vehicle benefits from a 5% discount on the monthly lease for the entire duration of the lease agreement (VAT included).

The following conditions must be met to benefit from the monthly discount:

  • The professional must be a BNP Paribas Fortis and/or Fintro customer (Fintro is a division of BNP Paribas Fortis) and registered in Belgium
  • The professional must request the quote by clicking on "SIMULATE AND REQUEST A PROPOSAL" below before making the request on Arval's website. Please note that if the professional submits the request directly on Arval's website (and not via the BNP Fortis/Fintro website), the monthly discount will not be granted.
  • The professional's file must be accepted by Arval.
  • The lease agreement must be signed by the professional within five days of Arval's approval of their file.

This offer is only valid in Belgium from 10 January 2025 to 28 February 2025.

The monthly lease and the 5% monthly discount are fixed in the lease agreement. This 5% monthly discount applies for the duration of the lease agreement.

For detailed conditions regarding the conclusion of a lease agreement and for configuring the leasing and requesting a non-binding proposal, please consult Arval Belgium's website directly.

Note: Arval's website does not mention the 5% monthly discount on the monthly lease prices for operational leasing. The monthly discount will be applied to the non-binding proposal you request from Arval Belgium.

This offer cannot be combined with other promotional offers.

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