Branch 21 and Branch 23 insurance contracts

Additional income

As soon as you have accumulated capital in your investment insurance policy, it provides you with additional income. You can withdraw it regularly, occasionally, or at the time of your choice.

Succession planning

An investment insurance policy is interesting in terms of succession. You are completely free to choose a beneficiary during your lifetime or in the event of death.

Taxation

You can benefit from favourable tax treatment if you hold your Branch 21 insurance policy for more than eight years or if your Branch 23 insurance policy does not offer a guaranteed return. Specifically, you are exempt from withholding tax, you avoid paying stock exchange tax, and your insurance premiums are taxed at a rate of 2%.

Flexible Premiums

You decide on the amounts to be paid into your investment insurance policy. Your premiums are flexible: you pay them in one go or regularly, as you wish.