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DAILY BANKING

Visa Business Blue credit card

IN PRACTICE

Your business credit card

Visa Business Blue* is the ideal credit card for your business expenses, whether it’s day-to-day expenditure, travel or online purchases. It comes with three exclusive types of insurance cover.

YOUR BENEFITS

Up to one month of free credit

Enjoy up to one month of free credit and simplify your accounting with a clear overview of your expenditure. Did you know that the Visa Business Blue card is included in the Essential Pro pack?

MORE INFORMATION

Apply online

Apply for your Visa Business Blue card online or contact us 02 433 43 34 for more information.

Manage your business expenditure securely

With the Visa Business Blue card, you benefit from:

  • the ideal card for all your business expenditure, worldwide and online
  • a clear monthly overview of all payments made
  • various types of insurance cover

Exclusive insurance cover

Purchase protection

If you’ve made a business purchase, such as a smartphone or tablet, with your Visa Business Blue card, it’s covered by the card's insurance for 90 days, up to a maximum of €1,500 per incident (max. 2 incidents per year).

Online purchase protection

Make business purchases online with peace of mind. This insurance cover, linked to your Visa Business Blue card, saves you a lot of worry.

Fraudulent use protection

You trust your employees entirely, so you’re happy to give them a Visa Business Blue card for business use. But if you’re the victim of abuse, you’re protected up to a maximum of €5,000.

Scope of your cover

Main risks covered by Visa Business Blue insurance

Purchase protection
  • in the event of theft: the purchase price of the stolen item is reimbursed

  • in the event of accidental damage: the cost of repair or the purchase price is reimbursed

Online purchase protection
  • if your online purchase isn’t as expected or fails to arrive

Fraudulent use protection
  • unauthorised spending by an employee

Main risks not covered by Visa Business Blue insurance

Purchase protection
  • items not purchased or not fully paid for with the Visa Business Blue card

  • normal wear and tear or gradual deterioration of the item due to erosion, corrosion or moisture

  • the effect of cold or heat on the item

Online purchase protection
  • items not purchased or not fully paid for with the Visa Business Blue card

Fraudulent use protection
  • spending by owners, directors, partners, main shareholders, or individuals who are not employees of the policyholder

The above lists of risks covered and exclusions are not exhaustive.

  • For more information, refer to the standard terms and conditions of the agreement, available below, free of charge at your branch or on bnpparibasfortis.be. For more information, contact your branch or call the Easy Banking Centre on 02 433 41 30.

    The insurance included with the Visa Business Blue card, offered by BNP Paribas Fortis, is a Belgian-law collective insurance policy taken out by BNP Paribas Fortis (the policyholder) with Europ Assistance (the insurer). The cardholder's membership of this insurance policy is automatic and will end if the insured credit card is not renewed or cancelled, or when the insurance policy taken out by the policyholder with the insurer ends, for any reason. Cover will also end for items already paid for with the card.

Want to know more?

Any concerns?

Complaints can be made by post to Europ Assistance's complaints department, bd du Triomphe 172, 1160 Brussels, by phone on 02 541 90 48 or by email to complaints@europ-assistance.be.

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman info@ombudsman-insurance.be  Square de Meeûs 35, 1000 Brussels, or via their website www.ombudsman-insurance.be.

Visa Business Blue, the credit card for entrepreneurs

Adjustable limits and clear fees

Your Visa Business Blue card is included in the Essential Pro and Flex Pro packs, or available separately for €6.75 per quarter.

  • Standard spending limit for payments: €2,500 per month.
  • Standard spending limit for withdrawals: €2,500 per month, €1,250 per week, €620 every 4 days.
  • To adjust your limits, contact your branch.
  • Transaction fees for in-store purchases: no fees in Belgium and Europe, 1.60% foreign exchange fee outside the eurozone.
  • Transaction fees for cash withdrawals: €6 + 1% of the amount withdrawn in Belgium or Europe. Cash withdrawal fees outside the eurozone are €6 + a 1.60% foreign exchange fee.

Pay securely, even online

  • The Visa Business Blue card is secured against theft through your signature and PIN.
  • You can use it securely online with Easy Banking and its security features.
  • Track your daily spending overview on Easy Banking (Web and App) and check your available balance.
  • If your card is lost or stolen, call Card Stop immediately on 078 170 170 to block your card and report the incident to the police within 24 hours.

Macarte.be

If you haven’t received your monthly statement or if you want to dispute a transaction, go to www.macarte.be for more information about your card and its features.


Android Pay: enable, pay, relax.

Your smartphone is always with you: you use it to call, browse the internet, message… and now to pay for your purchases as well. Download the app, register your credit card, confirm, and you're done! Find more information about Google Pay here .

Also valid in the US

Are you travelling to the other side of the Atlantic? Renting a car from a French company? Taking a cruise on an Italian ship? You can use your credit card in all these situations. Pay and travel with peace of mind!

Apply for your Visa Business Blue Card in just a few minutes

1

Apply online

Have your card reader and ID card ready.

2

Fill in your details

Fill in the necessary information to validate your application.

3

Need to pause your application?

No problem, you can automatically resume where you left off.

Want to apply online? Please read the information below first.Apply for your credit card

Discover our other cards and accounts

Find all the information about our business credit cards  here. Interested in a business pack? Click here.

Legal Information

Europ Assistance Belgium SA, bd du Triomphe 172, 1160 Brussels – RPM Brussels – VAT BE 0457.247.904 – www.europ-assistance.be – is a Belgian insurance company approved under the number 1401, under the supervision of the National Bank of Belgium, bd de Berlaimont 14, 1000 Brussels.

BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered with the FSMA, rue du Congrès 12-14, 1000 Brussels, under number 025879A.
This offer is subject to acceptance of your application.

 

Share your Easy Banking Web screen
If you are currently in phone or chat contact with an Easy Banking advisor, you can start sharing your Easy Banking Web screen.
Share the session number
In order to activate the sharing of your Easy Banking Web screen, please communicate the session number below to the Easy Banking advisor with whom you are in contact.

Session number: