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Borrowing money also costs money
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
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INSURANCE
Let's do a free insurance check-up
VIDEO
Because what matters to each person is different
Using practical examples, we demonstrate the importance of having a clear overview
of your insurance policies and explain exactly what an insurance check-up entails.
Our tailored advice
Protect your home
AG's Top Habitation insurance covers damage caused by things like fire, electrical damage, water damage and broken glass. Damage to your roof or solar panels caused by storms or hail is also covered. In some cases, AG can arrange repairs for you if you wish.
However, there are always exclusions, such as damage that arises if you don’t comply with your contractual obligations or damage caused intentionally.
Protect your home
Insure your damage caused by your family
With AG's Top Familale insurance, damage caused to third parties outside of work, by you or a member of your household, is covered, even if caused by a child in a student residence or by a pet.
Unfortunately, damage caused by you or a member of your household to your own property is not covered, nor is damage arising from work-related activities.
Bicycle insurance that covers damage and theft
The risks covered by AG's Top Vélo insurance policy include material damage, theft and vandalism, as well as accidents. It also offers assistance. If your bike is stolen, the policy covers you if the lock has been broken.
However, intentional damage and damage related to poor use or maintenance is not covered. Nor is damage caused by overloading your bicycle or trailer.
Insure your car
AG's RC Auto insurance policy is compulsory: it covers material damage and physical injury caused to others in the event of an accident for which you are responsible. But it also offers features such as immediate assistance in the event of an accident that puts your car out of action, or if you get a flat tyre! And if you achieve a bonus-malus rating of -2, you keep it for life.
Accidents caused intentionally or while intoxicated through alcohol or drugs are not covered.
Top Habitation is a fire insurance product and Top Familiale is a liability insurance product from AG, offered by BNP Paribas Fortis. RC Auto is a third-party car insurance product from AG and Top Vélo is an insurance product from AG that covers material damage, theft, assistance and accidents. These Belgian-law insurance policies are valid for 1 year, at the end of which they will be renewed by tacit agreement.
The above list of risks covered and exclusions is not exhaustive.
You can find the exact scope of the cover provided by these insurance products and their optional add-ons in the standard terms and conditions, in the information document and in the pre-contractual information relating to these products. You can also obtain these documents in all our branches or via the Easy Banking Centre (02 433 41 30).
Our tailored insurance policies
Are you planning a city break near your home? A longer trip? Whatever your destination, you don’t want anything to disturb your moments of relaxation.
What if you're hospitalised? It's essential that you receive the right care without worrying about the potential financial consequences.
And also, how can you protect your loved ones’ quality of life when you're no longer there?
Let's talk about it now.
Whatever your needs or plans, we offer you a free insurance check-up: the ideal solution to start protecting everything that matters to you.
Discover our other insurance policies
Want to know more?
Read the documents below:
Not satisfied?
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.
Legal informatio
AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
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