Insurance-based investments

Life insurance offering optimal capital protection and a guaranteed minimum return, which you know from the start. The guaranteed return may be supplemented by a profit-sharing payment, which varies from year to year.

• For any project
• For your pension (pension savings)
• For your pension (long-term savings)

Life insurance combining the security of a branch 21 life insurance policy and the potentially higher returns of a branch 23 policy.

• For your (grand)children

Life insurance linked to one or more investment funds to achieve a potentially higher return. The investor bears the risk that their capital and returns can go up or down, but the risk can be adjusted.

• With total or partial capital protection
• For a potentially higher return, with or without risk control

Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, or via their website (info@ombudsman-insurance.be).

Financial products of AG Insurance SA subject to Belgian law and distributed by BNP Paribas Fortis.

AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.