Daily banking #daily-banking Bank accounts /media/Illustrations/AccountsPacks_HandWithGraph/BNPPF.svg Compare our payment accounts /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/comptes-a-vue.page Young person's payment account /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/hello4you.page Children's payment account /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/welcome-pack.page Savings accounts – general information /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/info-epargne.page Our savings accounts /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/comptes-depargne.page Bank cards /media/Illustrations/Cards/BNPPF.svg Bancontact-Visa Debit Card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/carte-de-debit-bancontact-visa.page Compare our credit cards /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/cartes-de-credit.page Visa credit card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/visa-classic.page Mastercard Gold credit card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mastercard-gold.page Credit card for young people /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/carte-de-credit-hello4you.page All our solutions y /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/cartes-de-paiement.page Payments /media/Illustrations/ApplePay/BNPPF.svg With Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page With Easy Banking Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-web-pri.page Contactless payments /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mes-paiements-sans-contact.page Network of CASH distributor points /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/points-cash.page Abroad /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/payer-en-dehors-de-leurope.page Transfer, IBAN, direct debit, Zoomit… /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/paiements.page Online security /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/ma-securite-en-ligne.page Our advice gray-links Self-banking via Easy Banking App and Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/self-banking.page Your payment methods https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement _blank Which payment card to use and when? https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement/carte-de-debit-de-credit-paiement-optimal _blank Remote or face-to-face advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/easy-banking-app3.jpg promotions Easy Banking App, try it and you'll love it. Download Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page Save and invest #save-invest Invest /media/Illustrations/PhoneInvestGraph/BNPPF.svg Invest with BNP Paribas Fortis /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-avec-bnp-paribas-fortis.page Investing for beginners /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-pour-les-debutants.page Investing without advice /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-seul.page Investing with advice /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-avec-du-conseil.page Save and invest with a goal /media/Illustrations/SavingPurpose_HandWithPlant/BNPPF.svg Pension savings /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/epargne-pension.page Save with tax benefits /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/epargner-avec-avantage-fiscal.page Financial protection for your loved ones /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/protection-financiere-pour-vos-proches.page Our investment solutions /media/Illustrations/Invest_PhoneMonitorGraphs/BNPPF.svg Offer of the month /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/offre-du-mois.page Financial news /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actualite-financiere.page Savings accounts /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/comptes-depargne.page Shares /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actions.page Investment funds /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/fonds-dinvestissement.page Insurance policies /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/assurances-placements-info.page Deposit certificates /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/bon-de-caisse.page Bonds /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/obligations.page Structured products /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/produits-structures.page All our solutions y /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/lensemble-de-notre-offre.page Our advice gray-links Start saving or investing? https://mylife.bnpparibasfortis.be/budget/commencer-epargner-ou-investir _blank Saving for your pension: what do you need to know? https://mylife.bnpparibasfortis.be/epargner-et-placer _blank Expertise through Private Banking /sites/fortis-ebw_en/public/private-banking/gerer-votre-patrimoine/grace-a-nos-conseils.page Priority Banking Exclusive /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/priority-banking.page Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/actualite-financiere4.jpg promotions You can follow financial news Stay up to date with the latest news /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actualite-financiere.page Loans #loans Our solutions for your financing /sites/fortis-ebw_en/public/particuliers/emprunter/apercu.page Financing a property /media/Illustrations/HouseProject/BNPPF.svg Mortgage loan /sites/fortis-ebw_en/public/particuliers/emprunter/credit-hypothecaire.page Instalment loan for energy efficiency /sites/fortis-ebw_en/public/particuliers/emprunter/credit-energie.page Instalment loan for renovations /sites/fortis-ebw_en/public/particuliers/emprunter/pret-renovation.page Bridging loan /sites/fortis-ebw_en/public/particuliers/emprunter/credit-pont.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/credit-habitation.page Finance a vehicle /media/Illustrations/CamperVanCarTruck/BNPPF.svg Instalment loan for new car /sites/fortis-ebw_en/public/particuliers/emprunter/pret-voiture.page Instalment loan for used vehicle /sites/fortis-ebw_en/public/particuliers/emprunter/pret-vehicule-doccasion.page Instalment loan for bicycle and soft mobility /sites/fortis-ebw_en/public/particuliers/emprunter/pret-velo-mobilite-douce.page Private leasing /sites/fortis-ebw_en/public/particuliers/emprunter/offre-leasing.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/financement-vehicule.page Fund a project /media/Illustrations/Dreams_PresentPalmtreeSofaRingInCloud/BNPPF.svg Personal loan – Instalment loan /sites/fortis-ebw_en/public/particuliers/emprunter/pret-personnel.page Credit facilities /sites/fortis-ebw_en/public/particuliers/emprunter/reserves-dargent.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/reserves-dargent.page Our advice gray-links All about sustainable housing https://mylife.bnpparibasfortis.be/vos-projets-immobiliers _blank All about sustainable mobility https://mylife.bnpparibasfortis.be/mobilite _blank All about managing your budget https://mylife.bnpparibasfortis.be/budget _blank Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Borrowing money also costs money /media/images/R2/pret-etude-p.jpg promotions Discover the personal instalment loan to also finance higher education Find out more /sites/fortis-ebw_en/public/particuliers/emprunter/pret-etude.page Insure #insure Our solutions for your insurance /sites/fortis-ebw_en/public/particuliers/assurer/apercu.page Family protection /media/Illustrations/FamilyPortratitPhoto/BNPPF.svg Family insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-familiale.page Comprehensive legal protection /sites/fortis-ebw_en/public/particuliers/assurer/protection-juridique-globale-providis.page Hospitalisation insurance /sites/fortis-ebw_en/public/particuliers/assurer/hospitalisation.page Accident insurance /sites/fortis-ebw_en/public/particuliers/assurer/top-accidents.page Travel insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-voyages.page Life and death insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-vie-et-deces.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-famille.page Home protection /media/Illustrations/HouseUmbrellaSignals/BNPPF.svg Homeowner's insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-proprietaire.page Home contents insurance for tenants /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-pour-locataires.page Landlord home insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-pour-bailleur.page Theft insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-vol.page Homiris remote monitoring /sites/fortis-ebw_en/public/particuliers/assurer/homiris.page Legal protection insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-protection-juridique.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation.page Mobility protection /media/Illustrations/CarAndTool/BNPPF.svg Car insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-auto.page Comprehensive car insurance /sites/fortis-ebw_en/public/particuliers/assurer/top-omnium.page Legal protection insurance for cars /sites/fortis-ebw_en/public/particuliers/assurer/protection-juridique.page Bicycle and soft mobility insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-velo.page Motorbike insurance /sites/fortis-ebw_en/public/particuliers/assurer/moto.page Moped insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-cyclomoteur.page Breakdown insurance /sites/fortis-ebw_en/public/particuliers/assurer/assistance-depannage.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-vehicules.page Our expertise gray-links Claims process http://sites/fortis-ebw_en/public/particuliers/assurer/declaration-sinistre.page Free check-up of your insurance policies /sites/fortis-ebw_en/public/particuliers/assurer/check-up-assurances.page Protect your home https://mylife.bnpparibasfortis.be/vous-proteger-vous-et-votre-bien _blank Protect your family in the event of death https://mylife.bnpparibasfortis.be/family/proteger-sa-famille-en-cas-de-deces _blank Natural disasters: our prevention tips https://mylife.bnpparibasfortis.be/toutes-mes-assurances/prevention-catastrophe-naturelle _blank Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/check-up-assurances-p.jpg promotions We protect what matters to you Get a free check-up /sites/fortis-ebw_en/public/particuliers/assurer/check-up-assurances.page By your side #by-your-side Your needs /media/Illustrations/HandSeedPlanting/BNPPF.svg Mobility https://mylife.bnpparibasfortis.be/mobilite _blank Accommodation https://mylife.bnpparibasfortis.be/vos-projets-immobiliers _blank Budget https://mylife.bnpparibasfortis.be/budget _blank Family https://mylife.bnpparibasfortis.be/family _blank Payment methods https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement _blank Studying abroad https://mylife.bnpparibasfortis.be/etudier-a-l-etranger _blank Declare a death /sites/fortis-ebw/public/particuliers/deces.page Specific approach /media/Illustrations/HandAdjustingFilters/BNPPF.svg The bank for young people /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/pour-les-jeunes.page Priority Banking Exclusive /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/priority-banking.page Being an expat in Belgium /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/homepage-expats.page The bank for everyone /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/la-banque-accessible-a-tous.page Online and mobile banking /media/Illustrations/Advisor/BNPPF.svg Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page Self-banking via Easy Banking App and Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/self-banking.page Analyse your budget with Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-gestion-de-budget.page Easy Banking Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-web-pri.page Contactless payments /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mes-paiements-sans-contact.page Online security /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/ma-securite-en-ligne.page Contact us gray-links Claims process /sites/fortis-ebw_en/public/particuliers/assurer/declaration-sinistre.page Remote or face-to-face advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Your advisors by video call /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/appel-video.page An expert on the line /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-conseillers.page Network of CASH distributor points /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/points-cash.page Did you know? /media/images/R2/happy-nest-p.jpg promotions Rent now and buy later Discover HappyNest /sites/fortis-ebw_en/public/particuliers/emprunter/happy-nest.page You are on the version of the site for priv Individuals /sites/fortis-ebw_en/home.page prof Entrepreneurs /sites/fortis-ebw_en/public/entrepreneurs/home-pro.page prbk Private Banking /sites/fortis-ebw_en/public/private-banking/home-prbk.page Corporate https://entreprises.bnpparibasfortis.be/en _blank The bank for a changing world Contact us fontcon-message /sites/fortis-ebw_en/public/generic/contact-us.page Open an account btn-secondary d-none /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/comptes-a-vue.page Log in btn-primary fontcon-lock /sites/fortis-ebw_en/logon/login.page My Easy Banking btn-primary /sites/fortis-auth-ebw_en/secured/accounts/my-accounts-list.page Search What are you looking for? Menu Close /media/images/stopcard.png Back Call CARD STOP fonticons-phone tel:078170170 bnp-logo square-only /sites/fortis-auth-ebw_en/secured/accounts/my-accounts-list.page My Easy Banking Web Menu _blank Need help Track my applications fonticons-pin-path /sites/fortis-auth-ebw_en/secured/logon/track-and-trace.page Personal information fonticons-persons /sites/fortis-auth-ebw_en/secured/customers/contact-data.page My documents fonticons-folder /sites/fortis-auth-ebw_en/secured/generic/doc-center.page Privacy fonticons-login /sites/fortis-auth-ebw_en/secured/customers/consent-management.page Settings fonticons-settings /sites/fortis-auth-ebw_en/secured/customers/settings.page Logout fonticons-logout fr, en, nl Français English Nederlands Deutsch no yes yes yes yes yes yes Social Links facebook https://www.facebook.com/BNPParibasFortisBelgique _blank twitter https://twitter.com/BNPPFBelgique _blank linkedin https://linkedin.com/company/bnpparibasfortis _blank youtube https://www.youtube.com/bnppfBelgique _blank generic/header [referer] = [https://bnpparibasfortis.be/generic/ebw/en/public/individuals/daily-banking/easy-banking-phone] [x-ruxit-apache-servernameports] = [easybanking.bnpparibasfortis.be:443] [request-ctx-route] = [PROD] [true-client-ip] = [3.145.100.227] [x-dynatrace-application] = [v=2;appId=ea7c4b59f27d43eb;cookieDomain=bnpparibasfortis.be;rid=-278189265;rpid=-2058466266;en=zrvgcfvr] [via] = [1.1 v1-akamaitech.net(ghost) (AkamaiGHost), 1.1 akamai.net(ghost) (AkamaiGHost), HTTP/1.1 spsrn935:443] [x-forwarded-url] = [https://www.bnpparibasfortis.be] [tracestate] = [191c3167-19ec4e7c@dt=fw4;18;8dd50bfc;b5e34;19;0;3;4a6;09ab;2h01;3h8dd50bfc;4h0b5e34;5h01;7hbbcc1198d8617003] [x-forwarded-host] = [generic.easybanking.bnpparibasfortis.be:443] [newversion] = [false] [host] = [localhost:1776] [request-ctx-applicationid] = [001] [connection] = [Keep-Alive] [request-ctx-brand] = [FB] [x-dynatrace-requeststate] = [agentId=0xba3c35cc8dd50bfc&pathDepth=1] [x-forwarded-for] = [3.145.100.227, 172.29.35.254] [request-ctx-ip] = [3.145.100.227] [ssl-protocol] = [TLSv1.2] [akamai-source] = [2.21.67.53] [pragma] = [no-cache] [accept] = [*/*] [ssl-cipher] = [ECDHE-RSA-AES256-GCM-SHA384] [x-forwarded-server] = [easybanking.bnpparibasfortis.be] [traceparent] = [00-d9d9ad6330cc14fd91e836429f772753-bbcc1198d8617003-01] [x-dynatrace] = [FW4;434916988;24;-1915417604;745012;402653209;421278055;1190;8b51;2h01;3h8dd50bfc;4h0b5e34;5h01;6hd9d9ad6330cc14fd91e836429f772753;7hbbcc1198d8617003] [iv_server_name] = [EBEW-EASYWEB-ECH-PROD-webseald-spsrn935] [request-ctx-env] = [PROD] [user-agent] = [Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)] public/particuliers/la-banque-au-quotidien/easy-banking-phone false ebw /ebw/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-phone.page public/particuliers/la-banque-au-quotidien/easy-banking-phone /resources/ebw-portal/wcm/conf/fb/fortis-ebw/livesite-script-conf.xml templatedata/generic/html/data/scripts/fb/ts.xml false fr,nl,en https://www.bnpparibasfortis.be en fortis-ebw_en
LOANS

microStart: credits and guidance for entrepreneurs

IN PRACTICE

Launch or develop your business

Do you dream of launching your business or developing your activity?

microStart provides microloans to entrepreneurs who do not have access to traditional banking finance.

For this, the institution works closely with BNP Paribas Fortis.

YOUR ADVANTAGES

Tailored support

Ask microStart's experienced coaches for help in starting, managing and developing your business. Or to draw up a business plan or financial plan. It’s the guarantee of tailored support, adapted to your needs.

MORE INFORMATION

Make an appointment

Are you starting out in entrepreneurship or do you have an established business? Do you need financing or guidance? Don't hesitate to make an appointment today so we can put you in touch with a microStart collaborator.

microStart in brief

Created in 2011, microStart is an initiative of Adie, a European microfinance pioneer, BNP Paribas Fortis and the European Investment Fund.

As a leading microfinance institution in Belgium, microStart provides microloans of up to €25,000.

The advantages and disadvantages of microStart

Need financing to create or develop your business? Discover the advantages of a microStart credit. Subject to approval.

Simple and rapid credit application

Subject to approval, you will receive your credit in under 15 days.

Flexible

microStart offers credit solutions for all needs (cash flow, equipment, rent, transport…) and statuses (sole proprietorship, company, main or secondary independent, student entrepreneur…).

Free support

You can receive the help of specialists and have all the necessary tools to succeed in your entrepreneurial project. And it's free!

Have you been granted a credit?

You can repay your loan at any time, without fees or penalties. You can also defer your first payment by up to 3 months.

What's the cost?

Obtaining a credit, subject to approval, involves file fees and an interest rate higher than the current market rate.

VIDEO
E-talks: microStart in images
How does microStart work? Who are its clients? And what's the link with BNP Paribas Fortis? The answers in images.

microStart in figures

microStart's impact since its creation in 2011 is undeniable, as shown by the numbers from KPMG in 2021:

  • 4,900 people financed
  • 9,100 people coached and trained
  • 6,780 microloans granted
  • €56 million injected into the national economy
  • 9,100 jobs created

Each euro invested in microStart generates €2.53 for the community. Moreover, each micro-entrepreneur creates 1.6 jobs.

Source: https://microstart.be/storage/publications/impact-microstart-fr-1.pdf 

Need a tailored solution?Make an appointment*

Find the credit that suits your cash flow needs

Paying suppliers? Compensating for a client payment delay? Do a simulation to find the credit that best suits your cash flow needs.

Do a simulation

You may also be interested in

  • Cash Credit

    Keep a good balance between your income and expenses and choose a cash credit that suits your needs.

    Discover

  • Instalment Loan

    Keep your savings, control your budget and (still) achieve your projects? It's possible with our instalment credit.

    Discover

Legal information

MicroStart SC & MicroStart Support ASBL, Rue de Fiennes 77, 1070 Brussels. MicroStart SC: BE 0829.081.071 and MicroStart Support ASBL: BE 0835.911.059 – RPM Brussels. Subject to approval of your application.

BNP Paribas Fortis SA holds a stake of over 10% in MicroStart SC.

*Make an appointment today so we can put you in touch with a microStart collaborator.

Share your Easy Banking Web screen
If you are currently in phone or chat contact with an Easy Banking advisor, you can start sharing your Easy Banking Web screen.
Share the session number
In order to activate the sharing of your Easy Banking Web screen, please communicate the session number below to the Easy Banking advisor with whom you are in contact.

Session number: