Daily banking #daily-banking Bank accounts /media/Illustrations/AccountsPacks_HandWithGraph/BNPPF.svg Compare our payment accounts /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/comptes-a-vue.page Young person's payment account /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/hello4you.page Children's payment account /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/welcome-pack.page Savings accounts – general information /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/info-epargne.page Our savings accounts /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/comptes-depargne.page Bank cards /media/Illustrations/Cards/BNPPF.svg Bancontact-Visa Debit Card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/carte-de-debit-bancontact-visa.page Compare our credit cards /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/cartes-de-credit.page Visa credit card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/visa-classic.page Mastercard Gold credit card /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mastercard-gold.page Credit card for young people /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/carte-de-credit-hello4you.page All our solutions y /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/cartes-de-paiement.page Payments /media/Illustrations/ApplePay/BNPPF.svg With Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page With Easy Banking Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-web-pri.page Contactless payments /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mes-paiements-sans-contact.page Network of CASH distributor points /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/points-cash.page Abroad /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/payer-en-dehors-de-leurope.page Transfer, IBAN, direct debit, Zoomit… /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/paiements.page Online security /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/ma-securite-en-ligne.page Our advice gray-links Self-banking via Easy Banking App and Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/self-banking.page Your payment methods https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement _blank Which payment card to use and when? https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement/carte-de-debit-de-credit-paiement-optimal _blank Remote or face-to-face advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/easy-banking-app3.jpg promotions Easy Banking App, try it and you'll love it. Download Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page Save and invest #save-invest Invest /media/Illustrations/PhoneInvestGraph/BNPPF.svg Invest with BNP Paribas Fortis /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-avec-bnp-paribas-fortis.page Investing for beginners /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-pour-les-debutants.page Investing without advice /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-seul.page Investing with advice /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/investir-avec-du-conseil.page Save and invest with a goal /media/Illustrations/SavingPurpose_HandWithPlant/BNPPF.svg Pension savings /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/epargne-pension.page Save with tax benefits /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/epargner-avec-avantage-fiscal.page Financial protection for your loved ones /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/protection-financiere-pour-vos-proches.page Our investment solutions /media/Illustrations/Invest_PhoneMonitorGraphs/BNPPF.svg Offer of the month /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/offre-du-mois.page Financial news /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actualite-financiere.page Savings accounts /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/comptes-depargne.page Shares /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actions.page Investment funds /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/fonds-dinvestissement.page Insurance policies /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/assurances-placements-info.page Deposit certificates /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/bon-de-caisse.page Bonds /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/obligations.page Structured products /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/produits-structures.page All our solutions y /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/lensemble-de-notre-offre.page Our advice gray-links Start saving or investing? https://mylife.bnpparibasfortis.be/budget/commencer-epargner-ou-investir _blank Saving for your pension: what do you need to know? https://mylife.bnpparibasfortis.be/epargner-et-placer _blank Expertise through Private Banking /sites/fortis-ebw_en/public/private-banking/gerer-votre-patrimoine/grace-a-nos-conseils.page Priority Banking Exclusive /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/priority-banking.page Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/actualite-financiere4.jpg promotions You can follow financial news Stay up to date with the latest news /sites/fortis-ebw_en/public/particuliers/epargner-et-placer/actualite-financiere.page Loans #loans Our solutions for your financing /sites/fortis-ebw_en/public/particuliers/emprunter/apercu.page Financing a property /media/Illustrations/HouseProject/BNPPF.svg Mortgage loan /sites/fortis-ebw_en/public/particuliers/emprunter/credit-hypothecaire.page Instalment loan for energy efficiency /sites/fortis-ebw_en/public/particuliers/emprunter/credit-energie.page Instalment loan for renovations /sites/fortis-ebw_en/public/particuliers/emprunter/pret-renovation.page Bridging loan /sites/fortis-ebw_en/public/particuliers/emprunter/credit-pont.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/credit-habitation.page Finance a vehicle /media/Illustrations/CamperVanCarTruck/BNPPF.svg Instalment loan for new car /sites/fortis-ebw_en/public/particuliers/emprunter/pret-voiture.page Instalment loan for used vehicle /sites/fortis-ebw_en/public/particuliers/emprunter/pret-vehicule-doccasion.page Instalment loan for bicycle and soft mobility /sites/fortis-ebw_en/public/particuliers/emprunter/pret-velo-mobilite-douce.page Private leasing /sites/fortis-ebw_en/public/particuliers/emprunter/offre-leasing.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/financement-vehicule.page Fund a project /media/Illustrations/Dreams_PresentPalmtreeSofaRingInCloud/BNPPF.svg Personal loan – Instalment loan /sites/fortis-ebw_en/public/particuliers/emprunter/pret-personnel.page Credit facilities /sites/fortis-ebw_en/public/particuliers/emprunter/reserves-dargent.page All our solutions y /sites/fortis-ebw_en/public/particuliers/emprunter/reserves-dargent.page Our advice gray-links All about sustainable housing https://mylife.bnpparibasfortis.be/vos-projets-immobiliers _blank All about sustainable mobility https://mylife.bnpparibasfortis.be/mobilite _blank All about managing your budget https://mylife.bnpparibasfortis.be/budget _blank Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Borrowing money also costs money /media/images/R2/pret-etude-p.jpg promotions Discover the personal instalment loan to also finance higher education Find out more /sites/fortis-ebw_en/public/particuliers/emprunter/pret-etude.page Insure #insure Our solutions for your insurance /sites/fortis-ebw_en/public/particuliers/assurer/apercu.page Family protection /media/Illustrations/FamilyPortratitPhoto/BNPPF.svg Family insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-familiale.page Comprehensive legal protection /sites/fortis-ebw_en/public/particuliers/assurer/protection-juridique-globale-providis.page Hospitalisation insurance /sites/fortis-ebw_en/public/particuliers/assurer/hospitalisation.page Accident insurance /sites/fortis-ebw_en/public/particuliers/assurer/top-accidents.page Travel insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-voyages.page Life and death insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-vie-et-deces.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-famille.page Home protection /media/Illustrations/HouseUmbrellaSignals/BNPPF.svg Homeowner's insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-proprietaire.page Home contents insurance for tenants /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-pour-locataires.page Landlord home insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation-pour-bailleur.page Theft insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-vol.page Homiris remote monitoring /sites/fortis-ebw_en/public/particuliers/assurer/homiris.page Legal protection insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-protection-juridique.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-habitation.page Mobility protection /media/Illustrations/CarAndTool/BNPPF.svg Car insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-auto.page Comprehensive car insurance /sites/fortis-ebw_en/public/particuliers/assurer/top-omnium.page Legal protection insurance for cars /sites/fortis-ebw_en/public/particuliers/assurer/protection-juridique.page Bicycle and soft mobility insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-velo.page Motorbike insurance /sites/fortis-ebw_en/public/particuliers/assurer/moto.page Moped insurance /sites/fortis-ebw_en/public/particuliers/assurer/assurance-cyclomoteur.page Breakdown insurance /sites/fortis-ebw_en/public/particuliers/assurer/assistance-depannage.page All our solutions y /sites/fortis-ebw_en/public/particuliers/assurer/assurances-vehicules.page Our expertise gray-links Claims process http://sites/fortis-ebw_en/public/particuliers/assurer/declaration-sinistre.page Free check-up of your insurance policies /sites/fortis-ebw_en/public/particuliers/assurer/check-up-assurances.page Protect your home https://mylife.bnpparibasfortis.be/vous-proteger-vous-et-votre-bien _blank Protect your family in the event of death https://mylife.bnpparibasfortis.be/family/proteger-sa-famille-en-cas-de-deces _blank Natural disasters: our prevention tips https://mylife.bnpparibasfortis.be/toutes-mes-assurances/prevention-catastrophe-naturelle _blank Remote or face-to-face banking advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Did you know? /media/images/R2/check-up-assurances-p.jpg promotions We protect what matters to you Get a free check-up /sites/fortis-ebw_en/public/particuliers/assurer/check-up-assurances.page By your side #by-your-side Your needs /media/Illustrations/HandSeedPlanting/BNPPF.svg Mobility https://mylife.bnpparibasfortis.be/mobilite _blank Accommodation https://mylife.bnpparibasfortis.be/vos-projets-immobiliers _blank Budget https://mylife.bnpparibasfortis.be/budget _blank Family https://mylife.bnpparibasfortis.be/family _blank Payment methods https://mylife.bnpparibasfortis.be/nouveaux-moyens-de-paiement _blank Studying abroad https://mylife.bnpparibasfortis.be/etudier-a-l-etranger _blank Declare a death /sites/fortis-ebw/public/particuliers/deces.page Specific approach /media/Illustrations/HandAdjustingFilters/BNPPF.svg The bank for young people /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/pour-les-jeunes.page Priority Banking Exclusive /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/priority-banking.page Being an expat in Belgium /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/homepage-expats.page The bank for everyone /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/la-banque-accessible-a-tous.page Online and mobile banking /media/Illustrations/Advisor/BNPPF.svg Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-pri.page Self-banking via Easy Banking App and Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/self-banking.page Analyse your budget with Easy Banking App /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-app-gestion-de-budget.page Easy Banking Web /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/easy-banking-web-pri.page Contactless payments /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/mes-paiements-sans-contact.page Online security /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/ma-securite-en-ligne.page Contact us gray-links Claims process /sites/fortis-ebw_en/public/particuliers/assurer/declaration-sinistre.page Remote or face-to-face advice /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-services.page Your advisors by video call /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/appel-video.page An expert on the line /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/nos-conseillers.page Network of CASH distributor points /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/points-cash.page Did you know? /media/images/R2/happy-nest-p.jpg promotions Rent now and buy later Discover HappyNest /sites/fortis-ebw_en/public/particuliers/emprunter/happy-nest.page You are on the version of the site for priv Individuals /sites/fortis-ebw_en/home.page prof Entrepreneurs /sites/fortis-ebw_en/public/entrepreneurs/home-pro.page prbk Private Banking /sites/fortis-ebw_en/public/private-banking/home-prbk.page Corporate https://entreprises.bnpparibasfortis.be/en _blank The bank for a changing world Contact us fontcon-message /sites/fortis-ebw_en/public/generic/contact-us.page Open an account btn-secondary d-none /sites/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/comptes-a-vue.page Log in btn-primary fontcon-lock /sites/fortis-ebw_en/logon/login.page My Easy Banking btn-primary /sites/fortis-auth-ebw_en/secured/accounts/my-accounts-list.page Search What are you looking for? Menu Close /media/images/stopcard.png Back Call CARD STOP fonticons-phone tel:078170170 bnp-logo square-only /sites/fortis-auth-ebw_en/secured/accounts/my-accounts-list.page My Easy Banking Web Menu _blank Need help Track my applications fonticons-pin-path /sites/fortis-auth-ebw_en/secured/logon/track-and-trace.page Personal information fonticons-persons /sites/fortis-auth-ebw_en/secured/customers/contact-data.page My documents fonticons-folder /sites/fortis-auth-ebw_en/secured/generic/doc-center.page Privacy fonticons-login /sites/fortis-auth-ebw_en/secured/customers/consent-management.page Settings fonticons-settings /sites/fortis-auth-ebw_en/secured/customers/settings.page Logout fonticons-logout fr, en, nl Français English Nederlands Deutsch no yes yes yes yes yes yes Social Links facebook https://www.facebook.com/BNPParibasFortisBelgique _blank twitter https://twitter.com/BNPPFBelgique _blank linkedin https://linkedin.com/company/bnpparibasfortis _blank youtube https://www.youtube.com/bnppfBelgique _blank generic/header [referer] = [https://bnpparibasfortis.be/generic/ebw/en/public/individuals/daily-banking/payments/payment-methods/iban] [x-ruxit-apache-servernameports] = [easybanking.bnpparibasfortis.be:443] [request-ctx-route] = [PROD] [true-client-ip] = [3.135.208.76] [x-dynatrace-application] = [v=2;appId=ea7c4b59f27d43eb;cookieDomain=bnpparibasfortis.be;rid=-139798709;rpid=1261847972;en=zrvgcfvr] [via] = [1.1 v1-akamaitech.net(ghost) (AkamaiGHost), 1.1 akamai.net(ghost) (AkamaiGHost), HTTP/1.1 spsro935:443] [x-forwarded-url] = [https://www.bnpparibasfortis.be] [tracestate] = [191c3167-19ec4e7c@dt=fw4;1b;c86f440e;aea80;19;0;2;452;3828;2h01;3hc86f440e;4h0aea80;5h01;7h9d052658d0f0329b] [x-forwarded-host] = [generic.easybanking.bnpparibasfortis.be:443] [newversion] = [false] [host] = [localhost:1776] [request-ctx-applicationid] = [001] [connection] = [Keep-Alive] [request-ctx-brand] = [FB] [x-dynatrace-requeststate] = [agentId=0x56c91c5ac86f440e&pathDepth=1] [x-forwarded-for] = [3.135.208.76, 172.29.35.254] [request-ctx-ip] = [3.135.208.76] [ssl-protocol] = [TLSv1.2] [akamai-source] = [2.21.67.53] [pragma] = [no-cache] [accept] = [*/*] [ssl-cipher] = [ECDHE-RSA-AES256-GCM-SHA384] [x-forwarded-server] = [easybanking.bnpparibasfortis.be] [traceparent] = [00-e09be607defd26cbac68b838d5bc7e0e-9d052658d0f0329b-01] [x-dynatrace] = [FW4;434916988;27;-932232178;715392;268435481;421278055;1106;ac15;2h01;3hc86f440e;4h0aea80;5h01;6he09be607defd26cbac68b838d5bc7e0e;7h9d052658d0f0329b] [iv_server_name] = [EBEW-EASYWEB-ECH-PROD-webseald-spsro935] [request-ctx-env] = [PROD] [user-agent] = [Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)] public/particuliers/la-banque-au-quotidien/iban false ebw /ebw/fortis-ebw_en/public/particuliers/la-banque-au-quotidien/iban.page public/particuliers/la-banque-au-quotidien/iban /resources/ebw-portal/wcm/conf/fb/fortis-ebw/livesite-script-conf.xml templatedata/generic/html/data/scripts/fb/ts.xml false fr,nl,en https://www.bnpparibasfortis.be en fortis-ebw_en
LOANS

Straight Loan

IN PRACTICE

A short-term interest rate loan

The Straight Loan is a line of credit from which you can make one or more withdrawals. Once approved, the funds are available within 48 hours. You also benefit from a short-term interest rate.

YOUR ADVANTAGES

The ease of an advance on your account

You can opt for a credit line with a fixed term (maximum one year) or an open-ended term. For each withdrawal, you specify the amount you want to have on your payment account and the duration of the advance.

MORE INFORMATION

Contact us

Interested in a Straight Loan and the numerous benefits you and your business can enjoy? Schedule a meeting with your advisor, either online or at a branch.

The advantages of the Straight Loan

Discover the numerous advantages of the Straight Loan for you and your business.

Money available within 48 hours

After signing the contract, you are free to make withdrawals (min. €25,000) whenever you want. The granted amount is made available within 48 hours.

Renewable advances

As long as your credit line is active, you are authorised to reuse the amounts already repaid.

Total transparency

Thanks to a short-term interest rate, which you will be informed of at each withdrawal, you know exactly what your Straight Loan will cost at the end of each advance.

Tailored to your needs

You determine the amount and duration of the withdrawal based on your needs, objectives, and financial inflows.

How the Straight Loan works

Here's how this credit works for short-term needs:

  • you determine, in agreement with your relationship manager, the amount of your Straight Loan
  • you make one or multiple withdrawals and specify the duration
  • you repay the borrowed amount plus interest
  • you renew or adapt, if necessary, your withdrawal

Interested in taking out a Straight Loan?Schedule a meeting

Want to know more?

Do you want to know more about the Straight Loan? Find all the necessary information in the document below:

Legal information

Lender: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702. Subject to acceptance of your application.

Find the credit that best suits your cash flow needs

Paying suppliers? Compensating for a client payment delay? Do a simulation to find the credit that best suits your cash flow needs.

Do a simulation

Other financing solutions

  • Cash flow loan

    Ensure a good balance between your expenses and income with the cash flow loan. It’s a credit that’s always available, tailored to your needs and with 100% tax-deductible interest.

    Discover the cash flow loan

  • Instalment loan

    Achieve all your projects while still maintaining a balanced budget for your business with the instalment loan. You set the amount and don't have to touch your savings.

    Discover the instalment loan

  • Roll-over credit

    Achieve all your projects while still maintaining a balanced budget for your business with the instalment loan. You set the amount and don't have to touch your savings.

    Discover the roll-over credit

Share your Easy Banking Web screen
If you are currently in phone or chat contact with an Easy Banking advisor, you can start sharing your Easy Banking Web screen.
Share the session number
In order to activate the sharing of your Easy Banking Web screen, please communicate the session number below to the Easy Banking advisor with whom you are in contact.

Session number: