Motorhome insurance: cover and optional add-ons
Discover the cover provided by your motorhome insurance policy and optional add-ons at a glance.
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INSURANCE
Motorhome insurance from AG
Motorhome insurance is a Belgian-law liability insurance policy from AG distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
Motorhome liability insurance
Liability insurance is compulsory.
- You can achieve a lifelong bonus-malus rating of -2 (Belgian classification system).
- The liability insurance policy also entitles you to assistance and a replacement vehicle.
- If you haven't had an accident while driving your motorhome for five years, you'll benefit from the Turbo Bonus, a favourable system for calculating your premium that doesn't take previous accidents into account.
RC Max insurance
We don't just stop at what's compulsory, even though our liability insurance policy already provides very extensive cover.
With RC Max insurance, as soon as you achieve a bonus-malus rating of -2 (the lowest at AG), you'll receive up to €250,000 in compensation if you suffer injury as a driver. Even better, this insurance is free and granted automatically.
Top omnium
Specifically designed to cover damage to your motorhome, Top Omnium offers numerous benefits that allow you to take to the road with complete peace of mind.
Your motorhome's insured value will not decrease for the first six months or 10,000 km after it’s first registered. You'll even get a replacement vehicle if your motorhome is stolen.
Motorhome+ pack
Is your new motorhome your most treasured possession?
Combined with Top Omnium, the Motorhome+ pack provides you with additional cover and extends your existing cover. So, the period during which your motorhome's insured value doesn’t decrease is extended to 18 months, and accessories and items transported during your trips are also covered.
Customised excess
After an accident, repairs can be expensive. With the right cover, those costs will be taken care of by your insurance. You can even determine the excess you want to apply (in relation to your motorhome's value) so you can always drive a vehicle that’s as good as new.
Further information about risks covered and exclusions
Those listed above are not exhaustive, and we invite you to read the full list in the standard terms and conditions related to this product. You can obtain it in branch, below on this page or via the Easy Banking Centre on 02 433 41 30.
Want to know more?
Do you want more information about this insurance? Download the document below:
Any concerns?
If you have a complaint, you can contact us at BNP Paribas Fortis SA, Complaints Department JQABD,
Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions ou Complaints > online complaint form.
If you’re not happy with the proposed solution, you can send your complaint by post to the
Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel: 02 547 58 71 , info@ombudsman-insurance.be -
www.ombudsman-insurance.be.
Discover our other insurance policies
-
Motor legal expenses insurance
With motor legal expenses insurance, you can get professional help to protect your rights in a legal
dispute involving your vehicle. -
Top Assistance
Thanks to Top Assistance, you can travel with peace of mind. If something happens to you during a
trip, either in Belgium or abroad, this travel assistance policy offers you complete protection. -
Top Assistance
Thanks to Top Assistance, you can travel with peace of mind. If something happens to you during a
trip, either in Belgium or abroad, this travel assistance policy offers you complete protection.
Legal information
AG Insurance (abbreviated to AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussells – TVA BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.
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