Go overdrawn?
With the Direct Reserve, you make every payment with peace of mind, even at the end of the month. Discover the other benefits.
Daily banking
Bank accounts
Bank cards
Payments
Save and invest
Invest
Save and invest with a goal
Our investment solutions
Financing a property
Finance a vehicle
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
Family protection
Home protection
Mobility protection
By your side
Specific approach
Online and mobile banking
Daily banking
Bank accounts
Bank cards
Payments
Our advice
Did you know?
Save and invest
Invest
Save and invest with a goal
Our investment solutions
Our advice
Did you know?
Financing a property
Finance a vehicle
Fund a project
Our advice
Borrowing money also costs money
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
Family protection
Home protection
Mobility protection
Our expertise
Did you know?
By your side
Specific approach
Online and mobile banking
Contact us
Did you know?
Warning: borrowing money also costs money.
LOANS
Direct Reserve, the credit facility on your payment account
Optimise your budget management
You can manage your Direct Reserve as you wish, as long as you do not exceed 90 days of overdraft.
Limited interest
You only pay interest on the used amount of the reserve. If you do not use your reserve, it does not cost you anything.
You are in control
With Easy Banking Web or Easy Banking App, you can manage all your expenses and payments yourself, wherever and whenever you want.
Do you need a Direct Reserve credit?Apply online
Other solutions adapted to your budget
We offer tailored solutions to keep your budget balanced.
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Rondo, the credit line linked to your debit card
Use this reserve of money as you wish: for purchases, transferring money to your payment account, or withdrawing cash. And repay it at your own pace!
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Optiline, the credit line linked to your credit card
Thanks to this reserve, repay at your own pace the online or in-store purchases made with your credit card.
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Personal loan (instalment loan)
With this personal loan, you have a budget of €1,250 to €50,000 for your projects. No need for an invoice or proof of purchase to make your personal project a reality.
Legal information
Direct Reserve - Loan type: credit facility. The provisions relating to consumer credit in Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application. Lender: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Rondo and Optiline - Loan type: credit facility. The provisions relating to consumer credit in Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8/C, 1000 Brussels – VAT BE 0445.781.316 – RPM Brussels, a subsidiary of BNP Paribas Fortis SA. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Personal Loan - Loan type: instalment loan. The provisions relating to consumer credit in Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8/C, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
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