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HOUSING
Starting work gives you a certain amount of financial independence. And you're probably wondering about your living arrangements. Should you stay with your parents or fly the nest to live on your own? Are you thinking about moving in with your partner or sharing a home with others? What about buying your own place?
What are the advantages of living with your parents? Read our tips for ensuring a harmonious home?
Looking for a place to live? How should you choose between renting your own place and sharing?
YOUR TRUSTED PARTNER
If you’re starting your working life, here are some banking solutions tailored to your needs.
Get cover for your responsibilities as a tenant and for your belongings with AG's Top Habitation fire insurance.
AG's Top Habitation fire insurance covers the property you’re renting out and its contents.
AG's Top Familale policy provides liability insurance for you and your household worldwide.
With this instalment loan, you can borrow money to finance things like a personal project, unexpected expenses or a large bill.
Whether you want to buy a property or land, or finance renovation work, we have loans tailored to your needs.
If you prefer to wait or don't have enough funds to buy right now, you can rent with the option to buy, commitment-free.
Starting your first job means changes to your day-to-day life: you have your salary and budget to manage, decisions to make and so on. We're here to help you.
Whether you’re an employee, self-employed or starting a business, you're discovering the world of work and we're here to help you understand it better.
1. Personal loan - Form of credit: instalment loan. The provisions relating to consumer credit as set out in Chapter 1, Title 4, Book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by AlphaCredit SA/nv, lender, Montagne du Parc/Warandeberg 8/C, B-1000 Brussels, RPM Brussels, VAT BE0445.781.316. Tied agent: BNP Paribas Fortis SA/nv, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702.
2. Form of credit: mortgage credit with (im)movable destination. The provisions relating to mortgage credit as set out in Chapter 2, Title 4, Book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by BNP Paribas Fortis SA/nv, lender, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702. Renovation loan and energy loan – Form of credit: instalment loan. The provisions relating to consumer credit as set out in Chapter 1, Title 4, Book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by AlphaCredit SA/nv, lender, Montagne du Parc/Warandeberg 8/C, B-1000 Brussels, RPM Brussels, VAT BE0445.781.316. Tied agent: BNP Paribas Fortis SA/nv, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702. AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – http://www.aginsurance.be/. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels. Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
3. "Rent now, buy later" is a product of HappyNest SA – Registered office: Silversquare Kantersteen 47, 1000 Brussels – RPM Brussels – VAT BE0802098146. Happy Nest is a joint venture (50%/50%) between BNP Paribas Fortis and Matexi.
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