Investment funds available in the Junior Future Plan

AG Life Junior 10Y+
This is the fund in which your money is invested when the term of the Junior Future Plan is more than 10 years. The fund has no fixed maturity date and does not offer any capital guarantee.
Please read the key information document and the fund's management rules, which include a description of its investment aims and policy, fee structure and main risks.

• Key information document
• AG Life Junior 10Y+ fund management rules

Ten years before the end of the contract, the branch-23 reserve is automatically transferred to the final fund. These have a fixed maturity date and do not offer any capital guarantee. The year mentioned in the fund’s name refers to the year in which the contract will end. A new final fund is created each year for contracts with a remaining term of ten years.
Please read the fund's management rules, which include a description of its investment objective and policy, fee structure and main risks.

• AG Life Pension 2023 fund management rules
• AG Life Pension 2024 fund management rules
• AG Life Pension 2025 fund management rules
• AG Life Pension 2026 fund management rules
• AG Life Pension 2027 fund management rules
• AG Life Pension 2028 fund management rules
• AG Life Pension 2029 fund management rules
• AG Life Pension 2030 fund management rules
• AG Life Pension 2031 fund management rules
• AG Life Pension 2032 fund management rules

Before making any investment decision, the investor should carefully read the Junior Future Plan description and standard terms and conditions, as well as the management rules of each chosen fund.

• Junior Future Plan description
• Junior Future Plan – Standard terms and conditions
• Junior Future Plan – Key information document

AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – http://www.aginsurance.be/. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.

The net asset value – in euros – of all AG Life funds is calculated every business day and published in the main Belgian financial newspapers as well as on www.aginsurance.be. The policyholder receives an annual personalised newsletter stating, among other things, the number of units held in each fund and their value as of 31 December of the previous year, as well as a summary of transactions made during the previous year. They can also consult the status of their Easy Fund Plan contract using Easy Banking at any time.

If you have any questions, you may first contact your advisor or consult Article 21 of the standard banking terms and conditions.
Complaints can be sent to BNP Paribas Fortis SA, Complaints Department, Montagne du Parc 3, 1000 Brussels, or to AG SA, Complaints Department, bd É. Jacqmain 53, 1000 Brussels, by phone on 02 664 02 00 or by email to customercomplaints@aginsurance.be.
If you’re not happy with the solution proposed by BNP Paribas Fortis, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.