MasterCard Business Silver credit card

The main risks covered by

Purchase protection

• your business purchases are covered for a period of 90 days up to a maximum amount of €3,000 (max. 2 incidents per year)

• in the event of theft: the purchase price of the stolen item is reimbursed

• in the event of accidental damage: the cost of repair or the purchase price is reimbursed

Fraudulent use protection

• fraudulent use of the card by an employee

• you’re protected up to €5,000

Delayed flight or missed connection cover

• the cost of a hotel, food and transport from or to the airport, up to a maximum of €250

Car rental excess cover

• material damage to your rental car (up to €10,000)

Online purchase protection

• if your online purchase isn’t as expected or fails to arrive

Travel assistance

• transportation/repatriation of the sick or injured person

• early return in the event of the death of a colleague or serious damage to your home

• reimbursement of medical expenses incurred abroad

• search and rescue costs

Baggage insurance

• delays (up to a maximum of €750)

• loss

• theft of your baggage (up to a maximum of €250)

The main risks not covered by

Purchase protection

• normal wear and tear and the  gradual deterioration of the insured item due to erosion, corrosion, moisture or the effect of cold or heat on the item

Fraudulent use protection

• spending by owners, directors, partners, main shareholders or persons who are not employees of the policyholder

Delayed flight or missed connection cover

• delays of less than 4 hours and delays on flights other than scheduled flights (e.g. charter flights)

Car rental excess cover

• rental cars with a value of over €50,000 or rented for more than 31 days

Online purchase protection

• movable goods not purchased and/or not fully paid for with the policyholder’s Visa Business Blue credit card

Travel assistance

• conditions already known before departure, conditions resulting from a suicide attempt and consequences of air travel if the person is more than 28-weeks pregnant

Baggage insurance

• delays of less than 4 hours

The above lists are not exhaustive

• For details and any other information on the product, please refer to the standard terms and conditions of the agreement, which can be obtained below or at a branch. For more information, you can contact your branch or call the Easy Banking Centre on 02 433 43 34. 

  The insurance included in the MasterCard Business Silver credit card offered by BNPPF is a Belgian-law collective insurance policy taken out by BNP Paribas Fortis (the policyholder) with Europ Assistance (the insurer). The cardholder's membership of this insurance is automatic. It ends, even for goods already paid for, in the event that the insured credit card is not renewed or cancelled or when the insurance policy taken out by the policyholder with the insurer ends, for any reason.