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INSURANCE

Professional liability car insurance and for other company vehicles

IN PRACTICE

Your liability insurance by AG

The professional liability car insurance* for your company cars, vans, trucks and motorcycles covers damage to people and property caused to third parties in the event of an accident. Your passengers or team members are protected.

YOUR BENEFITS

Company vehicles

You are legally required to insure your company vehicles for professional liability. But our insurance policies go beyond the minimum requirements: safe drivers can enjoy the lowest premium for life, as soon as their bonus-malus rating reaches -2**.

MAKE AN APPOINTMENT

Request an offer

Are you a liberal professional, self-employed or a company manager? Talk to your insurance advisor for your company vehicles. Or call the Easy Banking Centre on 02 433 43 34 for a video call appointment.

An obligation and its benefits

At fault in an accident? This professional liability insurance for your company vehicles takes care of compensating the victims, including your passengers if they are injured.

Professional liability car insurance is mandatory in Belgium. But at BNP Paribas Fortis, this obligation** comes with other benefits: the RC Max guarantee is free and you benefit from the lowest premium for life as soon as your bonus-malus is -2. And you can also count on 24/7 assistance in the event of an accident or a flat tyre.

Professional Liability Insurance for your company vehicles

We provide coverage for material damage and personal injury to passengers and third partiesif you or your team cause an accident.

Free 24/7 assistance

Got a flat tyre or been in an accident in Belgium or abroad? We'll repatriate your company vehicle to the garage and provide a replacement car for 24 hours.

RC Max free

RC Max covers physical injury to the driver up to €250,000. Free for good drivers, it protects you and your passengers for life, as soon as your bonus-malus reaches -2.

Drive less, pay less

If you drive fewer than 25,000 km per year, you can benefit from a 15% reduction**** on your premium. After all, driving less means reducing the risk of accidents.

EcoBonus: 10% discount

To promote energy-efficient mobility, we offer a 10% discount on Liability Insurance for the entire duration of your contract when you insure your electric or hybrid vehicle with us. This offer is available for any new subscription made before 30 June 2025*****. 

Your protection in detail

Covered and non-covered risks

Professional liability insurance for company vehicles covers

  • material damage and physical injury to third parties in the event of an accident caused by a driver with a valid driving licence

  • material damage to cyclists, pedestrians and passengers of a motor vehicle

  • free 24/7 emergency assistance in Belgium and up to 30 km beyond the border, if your journey stops due to an accident or a flat tyre.

Professional liability insurance for company vehicles does not cover

  • accidents caused intentionally

  • driving under the influence of drugs or alcohol

  • damage caused by a driver without a valid driving licence

  • damage to company cars, vans and trucks designated in the contract.

Discover the complete list of all covered and non-covered risks

More information

Do not hesitate to consult these documents before signing your car insurance contract:

Not satisfied?

For any questions, you can, in the first instance, contact your advisor or consult article 21 of the general banking conditions.

You can send a complaint to BNP Paribas Fortis SA's complaint management department (Service de gestion des plaintes) (JQABD) at, Montagne du Parc 3, 1000 Bruxelles, by phone +32 2 228 72 18, by email gestiondesplaintes@bnpparibasfortis.com or on the website www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.

If the proposed solution is not satisfactory, you can contact the Insurance Ombudsman Service (Service de l'Ombudsman des assurances) at, square de Meeûs 35, 1000 Bruxelles – BCE 884.072.054 –, by phone au +32 2 547 58 71, by email info@aginsurance.be or via the website www.ombudsman-insurance.be.

And in case of a claim?

24/7 emergency assistance in case of an accident, claim declaration... Do you need us? Our team is here to help you!

Contact your advisor, or call the Easy Banking Centre for a video call appointment.Call us on 02 433 43 34

Also interesting for you

  • Top Omnium

    In the event of an accident during or outside work, the Omnium comprehensive insurance policy covers damage to your company car, van or truck, even if you’re at fault!
     

  • Legal protection

    If the repair of your company car, van, or truck is defective, you can benefit from Providis' expert legal advice as well as coverage of procedural and lawyer fees.

    More information

  • Top Assistance cover

    In the event of a breakdown or accident, we take care of the repair, transport to the garage and a replacement vehicle. And we bring everyone home! This is an assistance insurance policy for business vehicles of up to 3.5 tonnes.

    Discover Top Assistance

  • Financing for your mobility

    An instalment loan, a financial or operational lease? Choose the formula that best suits your needs.

    Compare our options

Legal information

AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be  – info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv. 

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