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Save and invest with a goal
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LOANS
Credit facilities: our cash reserves for your purchases
Unforeseen car repairs? Struggling to make ends meet at the end of the month? A cash reserve, in the form of a credit facility, can be useful to cover small and large unexpected expenses. Choose from our three solutions.
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Rondo, the credit line linked to your debit card
Use this reserve of money as you wish: for purchases, transferring money to your payment account, or withdrawing cash. And repay it at your own pace!
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Optiline, the credit line linked to your credit card
Thanks to this reserve, repay at your own pace the online or in-store purchases made with your credit card.
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Direct Reserve, the credit facility on your payment account
This cash reserve allows you to go overdrawn on your account. Use it where, when, and as you like.
Our other financing options
Looking for other financing options? Discover our solutions tailored to your different needs.
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Personal loan (instalment loan)
With this personal loan, you have a budget of €1,250 to €50,000 for your projects. No need for an invoice or proof of purchase to make your personal project a reality.
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Loan (instalment loan) for your mobility
Everyone has their own mobility, whether old or new! Choose the personal loan that suits your needs.
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A mortgage or an instalment loan for your home
Are you planning to buy or build? Do you want to modernise your home or carry out energy renovations? Our mortgage loans and instalment loans are designed for you.
Budget management
Housing, car, food, leisure... Do you have questions about managing your budget?
Find out more
Pay cash or borrow?
You're preparing for a major purchase? You're wondering whether to pay cash or take out a consumer credit. Compare and discover the best solution.
Find out more
Budgeting
Housing, transport, food, leisure... Discover the average expenses of Belgian households, according to a survey of 6,000 households in the three regions.
Find out moreLegal information
Rondo and Optiline - Loan type: credit facility. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – VAT BE 0445.781.316 – RPM Brussels, a subsidiary of BNP Paribas Fortis SA. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Direct Reserve - Loan type: credit facility. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application. Lender: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Personal Loan and Car Loan - Loan type: instalment loan. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Loan type: mortgage loan for real estate purposes. The provisions of the Mortgage Loan Act, Chapter 2, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.