BORROWING

Loans

Are you planning to buy a plot of land, an apartment, or a house? Want to make your home more energy-efficient? We offer various credit solutions tailored to your needs. Plus we offer discounts and attractive interest rates if you go for an energy-efficient project. Easily simulate your mortgage loan online. For Renovation Loans and Energy Loans (instalment loans), everything can be done online, from simulation to signing!


  • Mortgage loan

    Want to finance your property project? Our mortgage loan is unique on the Belgian market: it can evolve according to your financial situation.

    More about the mortgage loan

  • Bridge loan

    Buying an apartment or a house while your current home is not yet sold? Our bridge loan helps you make your project a reality.

    More about the bridge loan

  • Renovation loan (instalment loan)

    Want to transform your home according to your desires? With us, you can finance your renovations at an attractive rate.

    More about the renovation loan

  • Energy loan (instalment loan)

    Insulation, solar panels... You want to reduce your home’s energy consumption and gain comfort? Finance the work at an attractive rate.

    More about the energy loan

Energy-efficient home: from financing to insurance

Energy-efficient home: incentives

Buying, building or renovating, the Belgian authorities are encouraging energy-efficient homes with incentives.

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Buying a property

Mortgage loan, borrowing capacity, purchase costs... Let's take a tour of the future homeowner's journey!

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Certifications for your home

Need a new PEB certificate, attestation related to asbestos, electrical or gas inspection? Call the SoSimply experts for a free quote.

More about SoSimply

Insure what matters to you

  • Home insurance

    Are you a homeowner, tenant, landlord, and want to protect your home against the unexpected?

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  • Secure your home

    The Homiris connected alarm system with 24/7 remote monitoring protects your home and loved ones against burglary and fire risks. Discover our all-inclusive formulas.

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  • Outstanding balance insurance

    This life insurance (branch 21) from AG is often linked to a loan and aims to repay the outstanding loan balance, fully or partially, in the event of the borrower's premature death.

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  • Protect yourself against theft

    Theft coverage, an optional feature of your fire insurance, protects your home's contents and indemnifies you in case of damage caused during a burglary or attempted break-in.

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Legal information

Loan type: mortgage loan for real estate or movable property. The provisions of the mortgage loan in Chapter 2 of Title 4 of Book VII of the Economic Law Code apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Energy loan - loan type: instalment loan. The provisions of the consumer credit in Chapter 1 of Title 4 of Book VII of the Economic Law Code apply. Covers all measures to save energy in the home, including the purchase and/or installation of frames and double glazing, heating and boilers, insulation materials, solar panels, energy audit, and all other materials and works aimed at achieving energy savings in the home. Subject to acceptance of your application by AlphaCredit SA, lender, Montagne du Parc 8 box 3, B-1000 Brussels, RPM Brussels, VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Renovation loan - loan type: instalment loan. The provisions of the consumer credit in Chapter 1 of Title 4 of Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8/C, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

AG Insurance (in short AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of over 10% in AG Insurance SA.

Homiris is a service operated by Euro Protection Surveillance, a public limited company with a capital of six million euros – RPM Brussels – VAT BE 0679.698.103 – Bd International 55D, 1070 Brussels – IBAN BE23 1096 6746 2291 – BIC CTBKBEBXXXX. Authorisations to operate as a private security company and camera systems issued by the Minister of the Interior in accordance with the law of 2 October 2017 regulating private and particular security. For more information on your rights and EPS' commitments regarding personal data, consult EPS' privacy charter. The information about Homiris products and services on this page does not constitute an engagement or offer from BNP Paribas Fortis SA. If you decide to subscribe to Homiris' offer, you will enter into a contractual agreement with EPS SA, of which BNP Paribas Fortis will not be a part. Consequently, BNP Paribas Fortis will not assume any responsibility in this regard.

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