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Private Lease, car leasing for private individuals
Additional Discount
€15/month discount for young people
- Reserved for BNP Paribas Fortis customers
- Aged 18 to 28 years old
- €15 discount on the monthly premium (VAT incl.)
- Valid for the entire duration of the contract
- Application submitted before 31/12/2025
- Application on the Arval online platform via the link below or in a BNP Paribas Fortis branch
- Valid on all new models
- Note: This discount is not calculated on the price indicated on the online platform, but calculated manually by Arval afterwards (price in the online shop - €15)
*Click and you will be redirected to our partner's website.
What's included in Private Lease?
The fixed monthly payment* you make includes all costs associated with using the car.
Lease
The rental gives you the right to use the car.
Customised contract
You choose the model, engine, options, duration and annual mileage.
All usage costs
The costs of periodic maintenance, repairs, and potential tyre changes (summer and winter).
Taxes included
The registration fee and road tax are included.
Insurances**
The liability insurance, legal protection, and driver's bodily injury insurance are included in the rental price when taken out through Arval.
Breakdown or accident? Just call us
Accident with damage? We’ll handle the claims settlement. With our European breakdown service, included 24/7 throughout Europe, you can count on us to repair or tow your car.
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Additional information
Private Lease is a long-term operational lease of vehicles, without a purchase option, to private individuals, offered by the lessor, Arval Belgium SA/NV, located at Ikaroslaan 99, 1930, Zaventem, Brussels Register of Companies VAT BE 0436.781.102, www.arval.be, retail@arval.be, with the involvement of BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels, Brussels Register of Companies VAT BE 0403.199.702. Operational leasing is reserved for individual customers of BNP Paribas Fortis and/or Fintro (Fintro is a division of BNPPF), residing in Belgium. This [document] does not constitute an offer and is not binding or contractual in nature. A Lease Agreement will only be concluded once your file has been accepted by the lessor, Arval Belgium SA/NV, and will always be subject to its General Terms and Conditions for Private Lease.
The monthly rent is calculated according to the contractual term (between 25 and 60 months) and the agreed annual mileage and includes: maintenance, repairs, unlimited summer tyres in the case of normal use/wear and tear (optional winter tyres), registration tax (TMC), road tax, depreciation and interest, VAT, European roadside assistance, a replacement vehicle in the event of immobilisation for more than 24 hours (optional), the Perfecta service (coverage by Arval Belgium SA/NV of the risk of damage to the vehicle, total loss or theft) with an excess (flat rate) payable by the leaseholder and insurance **.
Not included in the monthly rent: energy and/or fuel costs and traffic fines. CO2 levels are also for information only and depend on the options chosen and/or the data provided by the manufacturer. At the end of the contract, the mileage will be settled at the last contractually agreed price. In the event of early termination of the Lease Agreement, a fixed sum corresponding to 30% of the total amount of the outstanding rent will be charged
(**) Third-party car insurance, legal expenses insurance and driver insurance are included in the monthly rental price when they are taken out by Arval Belgium SA/NV, in the name and on behalf of the leaseholder. Arval Belgium SA/NV is registered as an ancillary insurance intermediary with the Financial Services and Markets Authority (FSMA – www.FSMA.be) under number 047238. Such insurance may also be underwritten by an insurer of your choice. Third-party insurance is required by law.
The estimated delivery time of the vehicle depends on its availability from the manufacturer and/or the importer, and/or on the equipment and/or the chosen configuration. Arval Belgium SA/NV may not be held responsible for incorrect information in this document. The images shown are for illustrative purposes and may differ from the vehicles offered for hire.