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Personal loan: your instalment loan
Customise your personal loan
Request your personal loan online, without providing invoices or proof of purchase, and adapt it to your needs and situation.
You want to borrow money, but for what?
For planned expenses like home improvements, studies, a trip, or a new hobby. But also for unexpected expenses: a broken washing machine, a leak in your bathroom...
Prepare these documents for your application
To introduce your request, you'll need the following information:
- Your ID card
- Your bank card
- Your account number
- Proof of income and expenses
Adapted monthly payments
You can adjust the duration (between 12 and 120 months) and the amount of your loan (between €1,250 and €50,000) to fit your budget and situation.
Need to borrow more? It’s Possible!
You can arrange everything online for loans up to €50,000. Need to borrow more? Don't hesitate to make an appointment.
Your personal loan in 3 Steps
Simulate your loan
Get an idea of your monthly payments.
Request your loan
If the conditions suit you, introduce your application online.
Receive the money
Once your application is accepted, sign your contract online and receive the money in your payment account.
2 optional insurances for your loan
With AG's loan insurance and unemployment insurance, you can protect yourself and your loved ones in case of financial problems.
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Instalment loan insurance from AG
This optional insurance (collective insurance, branch 21) covers the repayment of your loan in case of invalidity or death.
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Unemployment insurance from AG
This optional insurance (collective insurance, branch 16) covers the repayment of your loan in case of job loss.
Also interesting for you
Pay cash or borrow money? Are you thinking about a large purchase?
Discover the advantages and disadvantages of buying cash and financing via an instalment loan.
Personal loan or reserve of money: advantages and disadvantages
In case of financial difficulties, the bank can give you a financial boost in the form of a personal loan or a reserve of money.
Our financing solutions for every situation
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Rondo, the credit line linked to your debit card
Use this reserve of money as you wish: for purchases, transferring money to your payment account, or withdrawing cash. And repay it at your own pace!
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Optiline, the credit line linked to your credit card
Thanks to this reserve, repay at your own pace the online or in-store purchases made with your credit card.
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A personal instalment loan for your mobility
Car, motorcycle, scooter, camper... A new vehicle in sight? With the Car Loan, an instalment loan, borrow up to 120% of the purchase price according to your needs. Everything can be done online up to €50,000.
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A mortgage or an instalment loan for your home
Are you planning to buy or build? Do you want to modernise your home or carry out energy renovations? Our mortgage loans and instalment loans are designed for you.
Legal Information
Personal Loan, Car Loan, and Renovation Loan – Loan type: instalment loan. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Energy Loan – Loan type: instalment loan. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Covers all measures to save energy in the home, including the purchase and/or installation of frames and double glazing, heating and boilers, insulation materials, solar panels, energy audit, and all other materials and works aimed at achieving energy savings in the home. Subject to acceptance of your application by AlphaCredit SA, lender, Montagne du Parc 8 Box 3, B-1000 Brussels, RPM Brussels, VAT BE 0445.781.316. Agent: BNP Paribas Fortis SA, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Rondo and Optiline – Loan type: credit line. The provisions of the Consumer Credit Act, Chapter 1, Title 4, Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – VAT BE 0445.781.316 – RPM Brussels, subsidiary of BNP Paribas Fortis SA. Agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Loan type: mortgage loan for real estate or movable property. The provisions of the mortgage loan in Chapter 2 of Title 4 of Book VII of the Economic Law Code apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.
Optional Loan Insurance is a collective insurance (Branch 21). The optional unemployment insurance is a collective insurance (Branch 16). These insurances are concluded by AlphaCredit (policyholder) with AG (insurer) and are distributed by BNP Paribas Fortis.
AG Insurance (in short AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.