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Warning: borrowing money also costs money.
LOANS

Car loan, motorcycle loan or other new vehicle

IN PRACTICE

Looking at a new vehicle?

Need to borrow money for a new vehicle: car, motorcycle, scooter or motorhome? Discover our advantageous rates! And you can borrow, according to your needs, up to 120% of the purchase value.

YOUR ADVANTAGES

Advantageous electric-powered rate

For an electric, rechargeable hybrid or any other car emitting less than 50g/km of CO2, you can borrow money at a more interesting rate!

MORE INFORMATION

Entirely online

Do a simulation online: see how much can you borrow, what are the monthly repayments, what is the total cost? You can also apply for your loan online. Need guidance? Our advisors are here to help you!

A made-to-measure loan

You can borrow, according to your needs, up to 120% of your new vehicle's value for your additional expenses:

  • winter tyres, road tax, … (up to 10%)
  • your first insurance premium (up to 10%)

We reward electric mobility!

Want to borrow for an electric, rechargeable hybrid or car emitting less than 50g/km of CO2? You’ll see that that has a more interesting rate: from 3.59%*!

Example loan for a car emitting less than 50g/km of CO2:

Instalment Loan for €20,000, Annual Effective Global Rate (AEG) of 3.59% (fixed annual borrower rate: 3.59%). Monthly repayment of €364.12 over 60 months. Total amount to pay: €21,847.43.

Rate not valid for a loan used to consolidate other credits. Only valid for BNP Paribas Fortis clients.

* The minimum rate is valid for amounts from €10,000 to 60 months.

Get your car loan and go!

From application to benefits, discover everything about car loans, motorcycle loans or other vehicle loans (instalment loan).

Borrow for different vehicles

All new motorised vehicles are eligible: car, motorcycle, scooter, quad, motorhome…

What do you need for your application?

Prepare your order form or invoice, your ID card, your bank card, your card reader, your account number and your income and expense justifications. You choose the amount and duration (within legal limits).

Long delivery time?

No problem. For both online and in-branch applications, you have up to 12 months to withdraw the borrowed amount. You won't start repaying until your vehicle has been delivered.

Want to borrow more?

Up to €50,000, you can finalise everything online. Want to borrow more? We're here to help! Don't hesitate to contact one of our advisors.

Apply for your car or motorcycle loan in 3 steps!

1

Simulate

Do your simulation and apply online

2

Evaluation

Your application is evaluated within 2 working days

3

Get your money

Your loan is accepted, the money arrives in your payment account on the desired day

Apply onlineSimulate and apply

You may also be interested in

  • Used vehicle loan (instalment loan)

    Need to borrow money for a used car, motorcycle, scooter or motorhome? Discover our advantageous rates! Better still, you may borrow, according to your needs, up to 120% of your new vehicle's value!

    Simulate your loan

  • Bike and sustainable mobility loan (instalment loan)

    We finance the purchase of your low-impact mobility vehicle from €500. Discover this loan and contact us to finalise your application.

    Discover and simulate

  • Private Lease

    A new car for a fixed monthly payment that includes vehicle usage costs? It's also possible for private clients!

    Discover Private Lease

  • Discover AG's car insurances

    Do you want to take to the road well protected? With, for example, AG's Car Liability Insurance, drive with peace of mind.

    Discover the insurances

Protect yourself and your loved ones

Life is unpredictable. Protect yourself and your loved ones against financial difficulties with our instalment loan insurance and unemployment insurance.

  • Instalment loan insurance (optional) from AG

    With this optional group insurance under Branch 21, you can take out an instalment loan without putting yourself or your loved ones in financial difficulty in the event of disability or death.

    Discover this insurance

  • Unemployment insurance (optional) from AG

    Limit the financial impact of unexpected unemployment. Temporarily cover the repayment of your instalment loan with unemployment insurance, a collective insurance under Branch 16.

    Discover this insurance

Legal information

Credit type: instalment loan. The provisions relating to consumer credit in Chapter 1 of Title 4 of Book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

AG Insurance (in short AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.

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