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Warning: borrowing money also costs money.
LOANS

Rondo, the line of credit linked to a specific debit card.

IN PRACTICE

Your permanent credit facility

You need to do your shopping, pay your bills, and fix your washing machine? With Rondo, your expenses are covered! Thanks to a permanent credit facility, linked to a specific debit card, you have a reserve of between €1,000 and €7,500.

YOUR ADVANTAGES

Flexibility at its finest

Your Rondo reserve can be used whenever and however you want. Repay all your purchases made in-store or online with your debit card at your own pace. Plus, you only pay interest on the amounts used.

MORE INFORMATION

Handle everything online

From application to signature (after acceptance of your application): you can settle everything online, securely and easily. Need advice or guidance? Our advisors are at your disposal.

The biggest advantage of Rondo? Its flexibility.

Always available

Use Rondo whenever you need to, according to your needs. For purchases, cash withdrawals, or transfers to your payment account. Want to book your holidays before your salary is paid? It’s up to you.

Repayments at your own pace

You repay each month at your own pace, with a minimum of 5.60% of the used amount or €25.

Interest only on what you use

You only pay interest on the amounts actually used. If you don't use your reserve, you don't pay interest.

A joker for more flexibility

You can also reuse the amounts already repaid. Plus, every semester, you can defer a monthly payment. A real joker for peace of mind!

Under your control

Via a specific platform, you can manage your expenses and repayments entirely online. You can also transfer money from Rondo to your payment account. You can also benefit from these practical services via Rondo Phone express at 02 508 44 40.

No justification but a zero-interest period

You can use Rondo as you see fit, without any justification. But be careful: repayments are limited in time. You must respect the legal zero-interest period, i.e. the date by which you must repay the total amount borrowed, regardless of the amount.

Want to know more?

Get more information thanks to the various documents at your disposal:

Not Satisfied?

 
Complaints can be submitted by post to BNP Paribas SA – Complaint Management Service – Montagne du Parc 3, 1000 Brussels or by email to complaintmanagement@bnpparibasfortis.com
Looking for a cash reserve?Apply online

A Solution for Every Situation

  • Direct Reserve, the credit facility on your payment account

    This cash reserve allows you to go overdrawn on your account. Use it where, when, and as you like.

    Discover the Direct Reserve

  • Optiline, the credit line linked to your credit card

    Thanks to this reserve, repay at your own pace the online or in-store purchases made with your credit card.

    Discover Optiline

  • Personal loan (instalment loan)

    With this personal loan, you have a budget of €1,250 to €50,000 for your projects. No need for an invoice or proof of purchase to make your personal project a reality.

    Discover the instalment loan

  • A mortgage or an instalment loan for your home

    Are you planning to buy or build? Do you want to modernise your home or carry out energy renovations? Our mortgage loans and instalment loans are designed for you.

    Discover our solutions

Pay cash or borrow money?

You're preparing a major purchase but wondering whether to pay cash or borrow money? Compare and discover the best solution for you.

Find out more

Budget management

Housing, car, food, leisure... You have questions about managing your budget?

Find out more

Legal Information

Rondo and Optiline – Loan type: credit facility. The provisions relating to consumer credit of chapter 1 of title 4 of book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – VAT BE 0445.781.316 – RPM Brussels, a subsidiary of BNP Paribas Fortis SA. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Direct Reserve – Loan type: credit facility. The provisions relating to consumer credit of chapter 1 of title 4 of book VII of the Economic Law Code apply. Subject to acceptance of your application. Lender: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Personal Loan – loan type: instalment loan. The provisions relating to consumer credit of chapter 1 of title 4 of book VII of the Economic Law Code apply. Subject to acceptance of your application by Alpha Credit SA, lender, Montagne du Parc 8 Box 3, 1000 Brussels – RPM Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

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