Welcome Pack: free current account for children

You can open a Welcome Pack from birth up until the age of 18. From the age of 12, your child will need an ID card. For younger children, a Kids-ID or a certificate of family composition is sufficient. When they turn 18, the account is automatically converted into a Hello4You account, which remains free until they turn 28. 

Yes, the Welcome Pack is completely free. All euro transactions are free: payments, transfers, withdrawals and account statements. Only paper statements sent by post are charged. No annual account fees apply. 

Yes. Your child can use a debit card to pay in shops and withdraw cash. Standard weekly limits are €250 for payments and €250 for withdrawals. From age 12, your child can also pay via QR code or online using Easy Banking App. You can, via your own app, enable or disable contactless payments (with a smartphone or smartwatch). 

You can track your child’s spending via Easy Banking Web or Easy Banking App. You can adjust limits and block the card in case of loss or suspected fraud. You can also give permission to use the card outside of Europe. This way you maintain full control over your child's bank account.  

You can open a Welcome Pack child bank account online in three steps: complete the application form, upload identification documents (from the age of 12), and sign the contract securely. For children under 12, an alternative identity document is sufficient. Once your application has been approved, the account is activated and, if you wish, the debit card can be sent to you. 

The Welcome Pack helps your child learn to manage money safely. You can use it to transfer pocket money, receive student job income, or allow family members to send money. Parental control ensures full oversight.