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Daily banking
Bank accounts
Bank cards
Payments
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Did you know?
Save and invest
Invest
Save and invest with a goal
Our investment solutions
Our advice
Did you know?
Financing a property
Finance a vehicle
Fund a project
Our advice
Borrowing money also costs money
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
Family protection
Home protection
Mobility protection
Our expertise
Did you know?
By your side
Specific approach
Online and mobile banking
Contact us
Did you know?
INSURANCE
Annual travel insurance with Touring by AG
Annual travel insurance is a Belgian-law travel assistance insurance policy by AG, offered by Touring and distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
Your trusted partners
You can count on us and our partners Touring and AG to help you enjoy worry-free holidays and trips.
Touring specialises in travel insurance and has over 60 years of experience.
The combination of this experience with the expertise and professional support of our advisors ensures that you get:
- customised solutions
- relevant support
- peace of mind
Create your own annual travel insurance policy
Reset Products
Traveller
Family Full
Global
For whom?
For you worldwide
For you and your family worldwide
For you and your family worldwide and for your vehicle in Europe and Belgium
From:
€135
€154
€372
Medical expenses without excess
Unlimited
Unlimited
Unlimited
Repatriation of a traveller suffering from an illness or accident, as well as their
travel companion
Early return to Belgium in the event of the hospitalisation or death of a family member
Reimbursement of expenses in the event of a skiing accident on or off-piste, including
search and rescue costs up to €15,000
Reimbursement of unused ski lessons, ski passes and damaged or stolen ski equipment
Fly Zen: compensation in the event of delay, cancellation, denial of boarding or overbooking
Reimbursement of legal fees
Up to €2,500
Up to €2,500
Up to €2,500
Vehicle assistance and passengers in Belgium: breakdown and towing with replacement
vehicle for up to 5 days
Vehicle and passenger assistance in Europe: breakdown and towing along with a replacement
vehicle for up to 15 days
Option
Option
Cancellation insurance
Option
Option
Option
Baggage insurance
Option
Option
Option
Compensation for unused days due to interruption of a trip or stay
Option
Option
Option
Extended Covid-19 cover
Travelling at a time when Covid-19 may still pose a risk requires special guarantees for you to travel with peace of mind. That's why Touring travel insurance policies automatically include
- reimbursement of PCR tests abroad if you get symptoms
- reimbursement of medical expenses related to Covid-19
- reimbursement of early return costs following hospitalisation or death of a first- or second-degree family member, including if caused by Covid-19
- unlimited cover for repatriation due to Covid-19
- reimbursement of hotel costs up to €850 due to a requirement to quarantine abroad following a positive test or symptoms, preventing your return on the initially planned date
Basic cover (assistance to individuals abroad): the scope of your cover
Main risks covered
medical repatriation in the event of illness or accident
reimbursement of medical expenses such as outpatient costs, dental costs, subsistence costs (if your stay has to be extended) and transport costs
early return to Belgium in the event of death or hospitalisation of a family member, or serious damage to your home
your choice between Europe or worldwide cover
Main exclusions
any event occurring after the first three months of a stay
any event directly or indirectly related to non-compliance with applicable legislation
any event already known before the policy was taken out and/or before you left for a foreign trip
Discover the complete list of all risks covered and exclusions
-
To find out the exact scope of the cover provided by annual travel insurance policies and their optional add-ons, please refer to the standard terms and conditions, information sheets and pre-contractual information. You can also obtain them free of charge at a branch or via the Easy Banking Centre (02 433 43 34).
Conditions générales
Information sheets
Pre-contractual information
Any concerns?
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71– www.ombudsman-insurance.be or info@ombudsman-insurance.be.
Protecting your privacy
The personal data provided by the policyholder is processed by AG Insurance SA as the data controller.
Touring SA and BNP Paribas Fortis SA, each in their own right, also process certain personal data as data controllers where that data is processed for their own purposes as insurance intermediaries.
Take out annual travel insurance
1
Use the simulator
Log in and carry out a personalised simulation that includes the cover you want.
2
Sign online
You receive a policy proposal that you can immediately sign online.
3
Travel with peace of mind
You’re covered straight away and can travel with peace of mind.
Here for you
Make a claim
Wherever you are and whatever the circumstances, Touring is available 24/7.
- Belgium : 078 178 178
- From abroad : +32 2 233 23 45
Or contact your insurance advisor for personalised advice.
DISCOVER OUR OTHER INSURANCE POLICIES
Travel with peace of mind: your bank is here for you
-
Temporary travel insurance
With temporary travel insurance, you only pay for what you need: get peace of mind for your trip from only €20.
-
Easy Banking App, even on the go
With your smartphone or tablet, you always have your mobile bank with you, allowing you to check your balances, make a transfer or reimburse a friend, wherever and whenever you want, even when abroad.
-
Touring GO
Touring Go breakdown assistance insurance offers extensive cover in the event of a breakdown or accident involving a vehicle, regardless of the driver, in Belgium and abroad.
Legal information
Touring SA – Bd Roi Albert II 4 B12, B-1000 Brussels – RPM Brussels – BCE 0403.471.401 – is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied agent, remunerated by commission, for AG Insurance SA. AG Insurance SA holds a stake of more than 10% in Touring SA.
AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
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