Mastercard Business Prestige credit card

The main risks covered by

Purchase protection

• your business purchases are covered for a period of 90 days up to a maximum amount of €3,000 (max. 2 incidents per year)

• in the event of theft: the purchase price of the stolen item is reimbursed

• in the event of accidental damage: the cost of repair or the purchase price is reimbursed

Fraudulent use protection

• fraudulent use of the card by an employee

• you’re protected up to €5,000

Delayed flight or missed connection cover

• the cost of a hotel, food and transport from or to the airport, up to a maximum of €250

Car rental excess cover

• material damage to your rental car (up to €10,000)

Online purchase protection

• if your online purchase isn’t as expected or fails to arrive

Travel assistance

• transportation/repatriation of the sick or injured person

• early return in the event of the death of a colleague or serious damage to your home

• reimbursement of medical expenses incurred abroad

• search and rescue costs

Baggage insurance

• delays (up to a maximum of €750)

• theft of your baggage (up to a maximum of €250)

Cash Advance

• financial assistance in case of illness, accident, breakdown, theft or loss of payment means while abroad

• receive up to €2,500 in local currency if the equivalent amount in euros has been transferred to the insurer in advance

IT Assistance

• 24/7 technical support for computer problems or malfunctions

• on-site technical support, replacement IT equipment and co-working space access

• assistance with removing computer viruses

The main risks not covered by

Purchase protection

• normal wear and tear or gradual deterioration of the item due to erosion, corrosion or moisture

• the effect of cold or heat on the item

• when the new movable property has not been purchased and/or not fully paid for with the insured credit card

Fraudulent use protection

• spending by owners, directors, partners, main shareholders, or individuals who are not employees of the policyholder

Delayed flight or missed connection cover

• delays under 4 hours or delays on non-scheduled/charter flights

Car rental excess cover

• if the rental vehicle's value exceeds €50,000 or if the rental period exceeds 31 days

• if the driver is under the influence of alcohol at the time of the damage

Online purchase protection

• items not purchased or not fully paid for with the Mastercard Business Prestige credit card

Travel assistance

• pre-existing medical conditions, attempted suicide, and air travel complications if pregnant beyond 28 weeks

Baggage insurance

• delays of less than 4 hours

Cash Advance

• transactions in or to countries restricted by our standard terms and conditions

IT Assistance

• illegally obtained software, warranty claims, and hardware or software purchase/rental costs

• GDPR-related issues, illegal/unethical activities, and ransomware incidents

• costs and consequences unrelated to IT support services

The above lists of risks covered and exclusions are not exhaustive

• For details and any other information on the product, please refer to the standard terms and conditions of the agreement, which can be obtained below or at a branch. For more information, you can contact your relationship manager, branch or call the Easy Banking Centre on 02 433 43 34.

   

  The insurance included in the Mastercard Business Prestige credit card offered by BNPPF is a Belgian-law collective insurance policy taken out by BNP Paribas Fortis (the policyholder) with Europ Assistance (the insurer). The cardholder's membership of this insurance is automatic. It ends, even for goods already paid for, in the event that the insured credit card is not renewed or cancelled or when the insurance policy taken out by the policyholder with the insurer ends, for any reason.