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LOANS

Loans for medics

Do you want to buy a house? Do you need a new car or medical equipment? Our expert advisors specialising in the medical sector will help you find the best borrowing solutions based on your family, financial and professional situation. You’ll receive a tailored service and expert advice for all your questions.

Loans for your home and your medical practice

Flexible mortgages

Our advisors can offer you a mortgage customised to your needs:

  • reduced repayments for the first three years
  • the possibility of borrowing more than the purchase price of your home
  • the option to withdraw equity under certain conditions

Discover our mortgages

Interest-only loan backed by collateral

Does your medical practice operate as a company? With an EIP company pension plan, you can build a supplementary pension pot via your company. If you’ve already set up an EIP, combining an interest-only loan with the EIP can give you additional options under certain conditions. For example:

  • you can pay for the purchase, construction or renovation of your private home (and medical practice) through your company
  • the capital you build up in your EIP company pension plan acts as collateral for your loan

Contact us for more information.

Borrowing solutions for your vehicle

  • Operating leases

    A brand-new company car at a fixed monthly price that covers all expenses, including insurance and winter tyres! In short, a comprehensive solution for all your travel needs: very handy, wouldn’t you agree?

    Operating leases

  • Finance leases

    You lease your new car instead of buying it. You choose the supplier, we handle the administrative side. At the end of your lease, you have the opportunity to buy the vehicle. 

    Finance leases

  • Instalment loans

    Do you want to borrow money quickly? Instalment loans provide a flexible and simple administrative solution. They also have tax benefits: you can deduct the interest as business expenses.

    Instalment loans

Leasing for medical equipment

Financial Leasing

Buying a dental chair, examination light or other specific medical equipment can take a big chunk out of your budget. Finance leases offer an attractive alternative. What are the benefits?

  • more financial leeway for other investments
  • VAT paid by your leasing company
  • you choose the supplier, we handle the administration
  • an option to purchase at the end of the lease 

Find out more about finance leases

Interested? Our expert advisors specialising in the medical sector can provide you with more informationMake an appointment

Legal information

Loan type: mortgage for (im)movable property. The provisions relating to mortgages in chapter 2 of title 4 of book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by BNP Paribas Fortis SA, lender, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

The EIP company pension plan is a branch 21 or branch 23 insurance product under Belgian law, distributed by BNP Paribas Fortis. The insurance product covers an agreed period.

AG SA, bd É. Jacqmain 53, 1000 Brussels – RPM Brussels – VAT BE 0404.494.849 – www.aginsurance.be – Belgian insurance company approved under code 0079, under the control of the National Bank of Belgium, bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA, Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is subject to prudential supervision by the European Central Bank and the National Bank of Belgium. BNP Paribas Fortis SA is registered under the aforementioned enterprise number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG SA.

Before making an investment decision, we advise every investor to take note of the financial information sheet and general terms and conditions describing the characteristics of the EIP company pension plan. This documentation is available at every BNP Paribas Fortis branch.   

Lessor: Arval Belgium SA, Ikaroslaan 99, 1930 Zaventem – RPM Brussels – VAT BE 0436.781.102, insurance intermediary in an ancillary capacity, registered with the FSMA under number 047238 A. Subject to acceptance of your application.

Lessor: ES Finance SA – Trading name: BNP Paribas Leasing Solutions, chaussée de Gand 1440, 1082 Brussels – RPM Brussels – VAT BE 0430.506.289. Subject to acceptance of your application.

The information provided is for information only and does not constitute an offer or promise of credit. It is provided with a view to further discussion. The bank reserves the right to change the information on its website without prior notice and has no obligation to inform customers or potential customers of such a change.

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