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INSURANCE

Level term life insurance* by AG

IN PRACTICE

Protect your loved ones and your business

If you were to pass away, it’s essential that your family and business are protected. You can rely on our level term life insurance*.

YOUR BENEFITS

Choose flexibility

We’re all different, so our life insurance policies are flexible in order to meet your specific expectations and needs.

MORE INFORMATION

Make an appointment with your advisor

Need advice on life insurance? Contact your advisor or the Easy Banking Centre on 02 433 43 34 to schedule a video call.

* Branch 21 level term life insurance is a Belgian-law death benefit policy from AG, distributed by BNP Paribas Fortis. This policy is for an agreed period and aims to provide a lump sum benefit of up to €499,999.

The right life insurance for every situation

Protect your family

Would your death have a significant impact on your family's budget? By taking out level term life insurance*, you can protect your family from financial problems that may arise if your income were to disappear.

Ensure business continuity

As a business owner, your death could have consequences for the continuity of your business. Once the policy has paid out its lump sum, your business partner or spouse can take the necessary steps to manage the business or finance the buyout of shares, for example.

The scope of your cover

Main risk covered

  • payment of a predetermined lump sum to the beneficiary designated by the policyholder if the policyholder dies before the end of the contract

Main exclusions

  • death of the policyholder as a result of an intentional act or caused by the beneficiary of the policy

  • death as a result of suicide within one year of the policy being taken out

  • death of the insured person in Belgium in the context of a war or civil war

Discover the complete list of all risks covered and exclusions

  • The scope of the cover can be found in the standard terms and conditions of our products, which are available below, in our branches or on request from an advisor on 02 433 43 34.

Learn more

The following documents will provide more information on level term life insurance*: 

Any concerns?

If you have any questions, you can contact your advisor in the first instance or consult Article 21 of the standard banking terms and conditions.

Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71– www.ombudsman-insurance.be - info@ombudsman-insurance.be 

Contact your advisor or call the Easy Banking Centre to schedule a video call.Call us on 02 433 43 34

Specific requirements?

  • Premium Life Protection for entrepreneurs

    This branch 21 death benefit policy from AG allows you to insure a lump sum of over €500,000, thus preserving the standard of living of your loved ones while ensuring the continuity of your business.

    Find out more

  • Level term life insurance for individuals

    This branch 21 death benefit policy from AG guarantees the payment of a fixed lump sum in the event of the policyholder’s death during the policy period.

    Find out more

Learn more

Read the following documents for more information on Premium Life Protection:

Do you have any questions? If so, make an appointment with one of our advisors.

Supplement your cover

  • Outstanding Balance Insurance

    Decreasing term outstanding balance insurance can be used to repay the remaining balance of a loan in the event of death. The amount of the insured lump sum decreases as the outstanding balance of the loan decreases.

    Find out more

  • Pension Invest Plan – PLCI

    The Pension Invest Plan – a PLCI tax-efficient personal pension plan for self-employed individuals – is a branch 21 insurance-based pension savings plan from Belgium’s AG.

    Find out more

  • CPTI personal pension plan for self-employed individuals

    The CPTI is a pension plan from Belgium’s AG, specifically designed for self-employed individuals who want to supplement their PLCI.

    Find out more

Legal information

AG Insurance SA/nv (abbreviated to AG) – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.

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