Get maximum benefit with Modulis
Modulis gives you the simplicity of a single insurance bundle to make running your business easier.
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Get a guaranteed 10% discount on your premium.
INSURANCE
Modulis insurance bundles: simple, tailored cover
Guaranteed 10% discount on new Modulis bundles taken out before 1 January 2025
This discount:
- Can be combined with the loyalty discount* and other ongoing special offers, except for the Welcome Gift promotion
- Is valid subject to a minimum of two insurance policies in two different areas (civil liability, buildings and contents, vehicles and accidents) related to a business activity
If you add one or more new or existing policies to your Modulis bundle on or before 31 December 2025, the discount also applies.
Simplified management
All your vehicle, accident, fire and liability insurance policies grouped into one Modulis bundle, regardless of your activity, means that you just have one premium to pay, and so makes your insurance easier to manage.
10% discount on your premium
As soon as your insurance policies are grouped together in a Modulis bundle, you can receive the annual loyalty discount* equivalent to 10% of the total Modulis premium.
Pay every 12, 6 or 3 months
If you want to pay the annual premium of your Modulis bundle at your own pace, you can ask for it to be split and pay it every three or six months, without additional fees.
Easier debt collection
Are your customers late in paying their invoices? Save time and get peace of mind by using the services of a company specialising in debt collection at special rates.
* Provided that compensation paid out equals less than 30% of the premium.
Cover designed for you
If you’ve grouped your insurance policies together in a Modulis bundle, you can access the Modulis insurance pack specific to your sector.
Restaurant pack
Protect yourself against things like a forced closure of your restaurant, an accident preventing you from being in the kitchen, damaged goods or equipment, a theft from your wine cellar, with cover tailored to your needs.
Bakery pack
Get cover customised to your requirements, for things like damage to your bread vending machine, goods that have to be thrown away after a power failure, forced closure of your business, and get additional protection if you’re unable to work.
Food retail pack
If you want to protect yourself against a power cut that prevents you from opening, counterfeit banknotes or a theft of cash, or you want to ensure that you get compensation for your equipment at its new value, take advantage of our insurance designed specifically for food retail outlets.
General practitioner pack
Compensation in the event of an assault, cover for damage or theft of your doctor’s bag etc. Get cover designed specifically for general practitioners.
Physiotherapist pack
Increased compensation if you’re unable to work, comprehensive cover for your professional equipment, recovery of computer data etc. Enjoy protection designed for physiotherapists.
Dentist pack
Get cover for things like assault, damage to your surgery equipment by a patient, and damage to a patient’s spectacles or clothing. You, your surgery and your patients are well protected thanks to our tailored cover.
Pharmacy pack
Assault, robbery, theft of money, loss of goods after a temperature change, recovery of computer data and much more besides: get protection tailored to your needs as a pharmacist.
Accountant pack
Access to an alternative office after a claim, assistance following a case of computer hacking, recovery of your data etc. You can count on effective protection!
Hairdresser pack
Protect yourself against things like the closure of your salon due to a water or power cut, a customer fall, damaged hair due to a treatment and damaged equipment. Get cover tailored to your hairdressing salon.
Agriculture pack
Ensure that your agricultural risks are well covered: get protection for your children, ensure that compensation covers the full value of your equipment, cover yourself against the asphyxiation of your livestock and get increased compensation if you suffer a permanent disability.
Make a claim
Do you need emergency assistance in the event of an accident or want to make a claim? If so, our team is here to help.
Want to know more?
Before signing your policy, please read the relevant document:
Any concerns?
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, e-mail gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71– info@ombudsman-insurance.be - http://www.ombudsman-insurance.be
Are you protecting your business enough?
Whether you’re a fledgling or experienced entrepreneur, our online tool helps you find the insurance policies that are legally required, essential or useful for your (future) business and receive your personalised report by email.
Contact your advisor or call the Easy Banking Centre to schedule a video callCall 02 433 43 34
Your business insurance policies
Liability, buildings and contents, vehicle and accident cover: here are the insurance policies you can group together in a single Modulis bundle.
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Buildings and contents
Whether it’s a shop, office, agricultural business or even your home office, protect yourself against the consequences of events such as a fire, water damage, flood and theft.
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Work accidents
These policies protect your employees in the event of a work accident and on their way to and from work.
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Civil liability
Whether you’re self-employed or running a company, you can make a mistake at any time. And if that mistake causes harm, that can be very costly. Protect yourself by covering your liability.
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Vehicles
Protect your car, van, truck, bike or motorbike, but also your goods and equipment. Take to the road with peace of mind thanks to these insurance policies designed specifically for your business vehicles
Legal information
AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
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