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INSURANCE

Annual travel insurance with Touring by AG

IN PRACTICE

Travel with peace of mind all year round

Whether you're hitting the slopes in winter, soaking up the sun in summer, or taking city breaks throughout the year, Touring’s annual travel insurance protects you on all your trips for a whole year, and worldwide: in Europe and beyond.

YOUR BENEFITS

Customise your policy

You get extensive cover: your medical expenses are reimbursed with no maximum amount, there are no excesses to pay, and you can add cover such as vehicle assistance, cancellation insurance and compensation if your trip is interrupted.

MORE INFORMATION

Use the simulator and apply for travel insurance

Explore our annual travel insurance policies, with or without additional cover. Discover the solution that best suits your needs and arrange your policy online immediately.

Annual travel insurance is a Belgian-law travel assistance insurance policy by AG, offered by Touring and distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date. 
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.

Your trusted partners

You can count on us and our partners Touring and AG to help you enjoy worry-free holidays and trips.

Touring specialises in travel insurance and has over 60 years of experience.

The combination of this experience with the expertise and professional support of our advisors ensures that you get:

  • customised solutions
  • relevant support
  • peace of mind

Create your own annual travel insurance policy

Traveller

Family Full

Global

For whom?

For you worldwide

For you and your family worldwide 

For you and your family worldwide and for your vehicle in Europe and Belgium 

From:

€135

€154 

€372

Medical expenses without excess

Unlimited

Unlimited

Unlimited

Repatriation of a traveller suffering from an illness or accident, as well as their travel companion
  •  
  •  
  •  
Early return to Belgium in the event of the hospitalisation or death of a family member
  •  
  •  
  •  
Reimbursement of expenses in the event of a skiing accident on or off-piste, including search and rescue costs up to €15,000
  •  
  •  
  •  
Reimbursement of unused ski lessons, ski passes and damaged or stolen ski equipment
  •  
  •  
  •  
Fly Zen: compensation in the event of delay, cancellation, denial of boarding or overbooking
  •  
  •  
  •  
Reimbursement of legal fees

Up to €2,500 

Up to €2,500

Up to €2,500 

Vehicle assistance and passengers in Belgium: breakdown and towing with replacement vehicle for up to 5 days
  •  
  •  
  •  
Vehicle and passenger assistance in Europe: breakdown and towing along with a replacement vehicle for up to 15 days

Option

Option

  •  
Cancellation insurance

Option

Option

Option

Baggage insurance

Option

Option

Option

Compensation for unused days due to interruption of a trip or stay

Option

Option

Option

Extended Covid-19 cover

Travelling at a time when Covid-19 may still pose a risk requires special guarantees for you to travel with peace of mind. That's why Touring travel insurance policies automatically include

  • reimbursement of PCR tests abroad if you get symptoms
  • reimbursement of medical expenses related to Covid-19
  • reimbursement of early return costs following hospitalisation or death of a first- or second-degree family member, including if caused by Covid-19
  • unlimited cover for repatriation due to Covid-19
  • reimbursement of hotel costs up to €850 due to a requirement to quarantine abroad following a positive test or symptoms, preventing your return on the initially planned date

Basic cover (assistance to individuals abroad): the scope of your cover

Main risks covered

  • medical repatriation in the event of illness or accident

  • reimbursement of medical expenses such as outpatient costs, dental costs, subsistence costs (if your stay has to be extended) and transport costs

  • early return to Belgium in the event of death or hospitalisation of a family member, or serious damage to your home 

  • your choice between Europe or worldwide cover

Main exclusions

  • any event occurring after the first three months of a stay

  • any event directly or indirectly related to non-compliance with applicable legislation

  • any event already known before the policy was taken out and/or before you left for a foreign trip 

Discover the complete list of all risks covered and exclusions

  • To find out the exact scope of the cover provided by annual travel insurance policies and their optional add-ons, please refer to the standard terms and conditions, information sheets and pre-contractual information. You can also obtain them free of charge at a branch or via the Easy Banking Centre (02 433 43 34).

Conditions générales

Information sheets

Pre-contractual information

Any concerns?

Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71– www.ombudsman-insurance.be or info@ombudsman-insurance.be.

Protecting your privacy

The personal data provided by the policyholder is processed by AG Insurance SA as the data controller.

Touring SA and BNP Paribas Fortis SA, each in their own right, also process certain personal data as data controllers where that data is processed for their own purposes as insurance intermediaries.

Take out annual travel insurance

1

Use the simulator

Log in and carry out a personalised simulation that includes the cover you want.

2

Sign online

You receive a policy proposal that you can immediately sign online.

3

Travel with peace of mind

You’re covered straight away and can travel with peace of mind.

Read the information below before youUse the simulator and apply

Here for you

Make a claim

Wherever you are and whatever the circumstances, Touring is available 24/7.

Or contact your insurance advisor for personalised advice.

DISCOVER OUR OTHER INSURANCE POLICIES

Travel with peace of mind: your bank is here for you

  • Temporary travel insurance

    With temporary travel insurance, you only pay for what you need: get peace of mind for your trip from only €20.

    Discover temporary travel insurance

  • Easy Banking App, even on the go

    With your smartphone or tablet, you always have your mobile bank with you, allowing you to check your balances, make a transfer or reimburse a friend, wherever and whenever you want, even when abroad.

    Discover the Easy Banking App

  • Touring GO

    Touring Go breakdown assistance insurance offers extensive cover in the event of a breakdown or accident involving a vehicle, regardless of the driver, in Belgium and abroad.

    Discover Touring Go

Legal information

Touring SA – Bd Roi Albert II 4 B12, B-1000 Brussels – RPM Brussels – BCE 0403.471.401 – is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied agent, remunerated by commission, for AG Insurance SA. AG Insurance SA holds a stake of more than 10% in Touring SA.

AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.

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