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INSURANCE

Accident insurance for your motorcycle or moped

IN PRACTICE

Protect yourself and your family

Do you ride a motorcycle or moped or drive a microcar? Our accident insurance covers you and your family against physical injury, both as the driver of the insured vehicle and as a passenger.

YOUR BENEFITS

All-in-one insurance

In addition to the AG liability insurance policy, take out additional protection against physical injury. You'll be even better protected when you take to the road.

MORE INFORMATION

Contact us

Want to take out accident insurance for your motorcycle, moped or microcar? Make an appointment at your BNP Paribas Fortis branch or call the Easy Banking Centre on +32 2 433 41 30. Your premium is calculated based on the type of vehicle, its value and the type of cover you want.


Top Accidents is a Belgian-law optional accident insurance policy from AG, distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date. 

For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.

The benefits of accident insurance for your motorcycle or moped

An accident can happen suddenly. In addition to any damage to property, it's essential to protect yourself and your family from the financial consequences of physical injury.

Worldwide coverage

Your insurance policy covers you worldwide in the event of physical injury following an accident involving your vehicle.

For the driver and the passenger

Whether you’re the driver or the passenger of your moped, motorcycle or microcar, you and your family are protected.

Four types of cover

Your individual accident insurance policy covers:

  • Medical expenses up to €5,000
  • Permanent disability
  • Death
  • 24/7 psychological assistance

What your cover includes

Main risks covered

  • Medical expenses, permanent disability, death and psychological assistance following a motorcycle, moped or microcar accident

  • Financial consequences of an accident resulting in physical injury that occurred during the use of the insured vehicle – anywhere in the world

Main exclusions

  • An accident resulting from an intentional act by the policyholder or beneficiary

  • An accident caused by the policyholder being under the influence of alcohol or in a similar state

  • An accident occurring during work activities or on the way to work

  • An accident while using a quad bike

Discover the complete list of risks covered and exclusions

  • You can find out the full extent of the cover provided in the standard terms and conditions. To learn about the main features of this insurance policy, consult the Information Document. You can obtain it free of charge at a branch or via the Easy Banking Centre (+32 2 433 41 30).
    To apply, contact your branch or call the Easy Banking Centre.

Want to know more?

You can find additional information in the documents below:

Any concerns?

If you have a complaint, you can contact us at BNP Paribas Fortis SA, Complaints Department JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online complaint form

If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.

Protecting your privacy

The personal data provided by the policyholder is processed by AG Insurance SA.

Learn more

APPLY FOR YOUR POLICY

Take out your accident insurance policy in three steps

1

Appointment

Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.

2

Proposal

Discuss your insurance needs for your motorcycle, moped or microcar with your advisor and receive a tailored proposal.

3

Signature

Sign your policy and take to the road with peace of mind.

To learn more or receive a proposalMake an appointment

Discover our other insurance policies

  • Motorcycle liability insurance from AG

    Motorcycle liability insurance is a compulsory policy that covers damage caused to other road users 
    when you are at fault in the event of an accident.

    Find out more about motorcycle liability insurance

  • Moped liability insurance from AG

    This compulsory liability insurance policy covers damage caused to third parties in the event of an 
    accident when you are at fault.

    Find out more about moped liability insurance

  • Top Accidents insurance from AG

    The Top Accidents policy covers the financial consequences of a non-work-related accident that 
    causes physical injury, including traffic accidents (travelling by motorcycle, moped, car, bicycle etc.).

    Find out more about Top Accidents insurance

Legal information

AG Insurance SA (abbreviated as AG) – Bd É. Jacqmain 53, 1000 Bruxelles - www.aginsurance.be - info@aginsurance.be - RPM Bruxelles – TVA BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 
1000 Brussels.

Intermediary: BNP Paribas Fortis SA  – Montagne du Parc 3, 1000 Brussels – RPM Brussels – VAT BE 0403.199.702 – is registered under this number with the FSMA, rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commission, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA. 

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