Protection for you and your family
Protection for you and your family in the event of an accident, for as long as you’re in work and up to the age of 75.
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- Discover the personal instalment loan to also finance higher education
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INSURANCE
Formule 24 accident insurance, covering you at work and in your personal life
Formule 24 is a Belgian-law insurance policy covering accidents at and outside work from AG SA, distributed by BNP Paribas Fortis SA.
The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it.
Protected at all times!
Do you live life in the fast lane, at work and outside? The four types of cover included in Formule 24 protect you at all times from the financial consequences of an accident:
- a daily allowance – after the waiting period – in the event that you’re unable to work
- payment of a lump sum in the event of permanent disability
- in the event of your death, payment of a lump sum to your family within 30 days
- reimbursement of medical expenses
Worldwide protection
At home, in the office, in Belgium, on a business trip, at your second home... You’re protected from the consequences of an accident at or outside work at all times and anywhere in the world.
Cover includes
- medical expenses
- a daily allowance in the event that you’re unable to work
- a lump sum in the event of permanent disability
- a lump sum paid to your family within 30 days in the event of your death.
Motorcycle option
Formule 24 accident insurance pays out 50% of the guaranteed benefits in the event of an accident while driving a motorcycle. For an additional premium, cover can be increased to 100%.
Flexible cover
With Formule 24, you’re always covered if you suffer a permanent disability or death. You can add optional cover for a temporary inability to work and medical expenses.
The scope of your cover
Main risks covered
accidents at work
an accident in your personal life, including traffic accidents and sports accidents
medical care, hospitalisation, medication, orthopaedic equipment and prosthetics in the event of an accident, daily allowance if you’re unable to work and payment of a lump sum in the event of permanent disability or death
Main exclusions
an accident caused by intoxication or similar
an accident while paragliding, bungee jumping or parachuting, flying an ultralight aircraft, hang-gliding, gliding or hot air ballooning
an accident during a cycling, car racing, winter sports or combat sports competition
Discover the complete list of all risks covered and exclusions risks
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The above list of risks covered and exclusions is not exhaustive. The exact scope of the cover can be found in the terms and conditions of the insurance policy. To find out the policy’s main characteristics, consult the information document. To receive a quote, you can contact your advisor or call the Easy Banking Centre on 02 433 43 34.
More information
Read the following documents before signing your policy:
Make a claim
If you need 24/7 urgent assistance in the event of an accident or want to make a claim, our team is here to help!
Any concerns?
If you have any questions, you can contact your advisor in the first instance or consult Article 21 of the standard banking terms and conditions.
Complaints can be made to BNP Paribas Fortis SA, Complaints Department (JQABD), Montagne du Parc 3, 1000 Brussels (tel. 02 228 72 18, email gestiondesplaintes@bnpparibasfortis.com), or via the online form available on www.bnpparibasfortis.be > Suggestions or complaints > online complaints form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels – BCE 884.072.054 – Tel: 02 547 58 71– info@ombudsman-insurance.be - http://www.ombudsman-insurance.be.
Would you like a quote tailored to your business and company?Call us on 02 433 43 34
Also of interest
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Income protection
Protect your income with this policy that covers you if you’re unable to work by paying a monthly supplement to the basic allowance.
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Pension add-ons
Take out additional cover as part of your insurance-based pension plan, protecting you and your family in the event of death, disability and an inability to work.
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Work Accidents+ package
Cover in addition to that provided by compulsory accident insurance for you, your associates and your business.
Informations légales
AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – http://www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
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