Additional benefits of your Top Omnium Cyclomoteur policy
Discover the many benefits offered by this comprehensive insurance policy.
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Save and invest
Invest
Save and invest with a goal
Our investment solutions
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Financing a property
Finance a vehicle
Fund a project
Our advice
Borrowing money also costs money
Borrowing money also costs money
- Discover the personal instalment loan to also finance higher education
Family protection
Home protection
Mobility protection
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By your side
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INSURANCE
Moped insurance for businesses
* Top Omnium Cyclomoteur from AG Insurance SA/nv, a Belgian corporation, is distributed by BNP Paribas Fortis SA.
Ecobonus: 10% discount
To encourage you to choose a low-carbon form of transport, you benefit from a 10% reduction on third-party and comprehensive insurance policies for their entire duration if you insure your company's electric moped(s) with us1.
1 This offer is valid for all new policies and policy amendments following a change of company moped or microcar.
Which company mopeds or microcars are covered by the moped insurance policy?
Mopeds or microcars with a maximum engine capacity of 50 cc or power of 4 kW:
- Class A: 2 or 3-wheeled vehicle that cannot exceed 25 km/h.
- Class B: 2 or 3-wheeled vehicle that cannot exceed 45 km/h.
- Microcar/light 4-wheeled vehicle: vehicle with a maximum weight of 425 kg fully loaded and a maximum speed of 45 km/h.
- For 4-wheeled mopeds with a closed compartment for the driver and passengers, accessible from 3 sides at most, the maximum net power or maximum continuous rated power is 6 kW.
Do you have a moped with an engine capacity of more than 50 cc? In this case, you need a Top Omnium Moto policy.
Select your comprehensive insurance policy
Reset Products
Semi-comprehensive
Comprehensive - Collision with a third party
Comprehensive - All types of accidents
Damage caused by fire, theft, broken glass, collision with an animal or natural forces
Damage to your own vehicle in the event of an accident where you are at fault - with
a third party
Damage to your own vehicle in the event of an accident where you are at fault - without
the involvement of a third party
Vandalism
Choose your formula
Choose from 3 formulas:
- Semi-comprehensive
- Comprehensive – cover in the event of collision with a third party where you are at fault
- Comprehensive – cover for damage following any type of accident and vandalism
No loss of value
The insured value of your moped will not fall as long as you have not reached 3,000 km on the odometer. You can extend the period during which the insured value does not fall with the Moped+ Pack.
In Belgium and abroad
The semi or fully comprehensive policy protects you not only in Belgium but also in all countries mentioned on the insurance certificate.
Replacement vehicle
You will receive a replacement vehicle provided that your moped is being repaired by an approved repairer. If your vehicle is stolen, you’re also entitled to a replacement vehicle for 30 days.
Free choice of repairer
If you choose a repairer approved by AG, you receive a guarantee on repairs and parts, AG will take care of paying the repairer, and you will get a replacement vehicle while yours is off the road.
Scope of Your Protection
What your cover includes
A semi-comprehensive policy covers you for theft of your motorcycle, fire, broken glass, damage caused by natural forces or collision with an animal.
A full comprehensive policy also covers you against damage by collision with a third party or damage through all types of accidents, depending on the formula you choose.
Moped+ Pack: 0% depreciation for 24 months and 7,000 km, then depreciation of 1% per month until the 60th month, along with motorcycle equipment cover of up to €2,000, and transported goods cover of up to €2,000.
Main exclusions
Theft of the vehicle if the mandatory anti-theft system has not been activated or is defective (semi and full comprehensive)
Damage caused to the vehicle due to a construction defect, wear and tear, lack of maintenance or use of the vehicle that is not in accordance with the manufacturer's instructions (full comprehensive)
Discover the complete list of risks covered and exclusions
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The exact scope of the cover can be found in the Standard Terms and Conditions. To find out the main characteristics of the policy, consult the Information Document.
You can obtain it free of charge in branch or via the Easy Banking Centre (02 433 41 30). To receive a proposal, contact your branch or call the Easy Banking Centre.
INSURE YOUR MOPED
Take out a comprehensive insurance policy in 3 steps
1
Appointment
Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on 02 433 41 30.
2
Proposal
Review your moped insurance needs with your advisor and receive a proposal.
3
Signature
Sign your policy and register your moped. You can then take the road with complete peace of mind.
Get extra cover
Moped+ Pack
This pack includes:
- An extension of the period during which your vehicle’s insured value does not fall (24 months and 7,000 km)
- Additional broken glass coverage for headlights, rear lights and mirrors
- Cover of up to €2,000 for optional extras, accessories and transported goods
- Cover of up to €2,000 for motorcycle equipment
- Cover of up to €1,000 for winter tyres
For more information or to receive an proposalMake an appointment
Discover our other policies
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Top Moto from AG
The cover provided by this motorcycle insurance policy includes damage to your company motorcycle in the event of an accident or theft, whether you are at fault or not.
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Third-party company vehicle cover from AG
This third-party insurance policy for your company car, van or truck covers damage caused to third parties in the event of an accident. Your passengers and colleagues are also protected.
-
Top Vélo from AG
Cover unexpected costs in case of an accident, vandalism, theft, damage or breakdown involving a company bicycle, scooter, unicycle or hoverboard.
Need more information?
You will find additional information in the documents below:
Top Omnium Cyclomoteur from AG Insurance (abbreviated to AG) SA, a Belgian corporation, is distributed by BNP Paribas Fortis SA. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date. For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it.
Any concerns?
Complaints can be made to BNP Paribas Fortis SA, Complaints Department JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
If you’re not happy with the proposed solution, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.
Data protection
The personal data provided by the policyholder is processed by AG Insurance SA.
Informations légales
AG Insurance SA/nv (abbreviated to AG) – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – www.aginsurance.be - info@aginsurance.be. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.
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Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
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