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WORKING LIFE

Entering the workforce

When you start working, there are many possibilities: being an employee or self-employed, starting your own business, working abroad... Whatever you do, we've got you covered.

  • What should do with your first month’s pay?

    Your first "real" month’s pay has landed in your account. What should you do with it? Here are a few ideas.

    Manage your salary

  • Understanding your payslip

    It's not always easy to understand your payslip. What’s the difference between net and gross salary?

    Decipher your payslip

  • First job: self-employed or employee?

    What are the pros and cons of either status?

    Read the article

  • Turning your business idea into reality

    Your business plan is the cornerstone of your business, and should be based on a study of your market. Find out how to do it!

    Learn moreplus

  • Test your business idea

    Discover various ways of testing your business plan. An important step before you start!

    Assess your idea

  • A year out

    Whether you want to study, learn a language or experience a different culture, a break abroad is also an opportunity for your professional future.

    Organise your year out

YOUR TRUSTED PARTNER

Solutions for you

Are you starting out in the world of work? Here are some banking solutions made for you.

  • Hello4You young person’s account

    Are you between 18 and 28 years old? The Hello4You payment account is designed for you.

    Open online*

  • Hello credit card

    Useful if you want to buy now and pay later, book a flight, rent a car or pay a deposit.

    Apply online*

  • Easy Banking App

    Easy Banking App, the bank that’s at your fingertips 24/7: it's so much easier!

    Simplify your life!Simplifiez-vous la vie !

*Subject to acceptance of your application

SAVINGS

Our savings solutions

Savings accounts, automatic savings, pension savings: they all offer a range of benefits, including tax advantages depending on your situation.

  • Savings accounts

    Saving means putting money aside. And it's more advantageous when you put it in a dedicated account.

    Compare savings accounts

  • Automatic savings

    Save a fixed amount or the available amount in your current account at a given time, using a standing order. A good way to save regularly!

    Save automatically

  • Pension savings

    Put money aside for your supplementary pension, with a tax benefit depending on your personal situation.

    Discover pension savings

TRANSPORT

Need to move?

A means of transport is sometimes essential when you start working. Everyone has their preferred mode of transport, and our loans and insurance policies for cars and bikes may interest you.

  • A loan to finance your means of transport?

    Whether you’re buying a new or used vehicle, motorcycle, bike or scooter, we have flexible ways of financing the purchase.

    Find out more and use the simulator ¹

  • Compulsory car insurance

    AG's third-party car insurance covers damage caused to others in an accident for which you are responsible.

    Discover third-party car insurance ¹

YOUR FIRST JOB

Entering the workforce

Your first job brings with it changes to your day-to-day life, and you may want to fly the nest.

  • Day-to-day life

    Starting your first job means changes to your day-to-day life: you have your salary and budget to manage, decisions to make and so on. We're here to help you.

    Manage the changes

  • Accommodation

    Earning a living also means rethinking your accommodation: you might want to rent, live in shared accommodation, buy your own place or stay with your parents, but in a different way.

    Consider your accommodation options

Do you have a practical question or need advice? We're here for you.Contact us

Legal information

  1. Form of credit: instalment loan. The provisions relating to consumer credit as set out in Chapter 1, Title 4, Book VII of the Belgian Code of Economic Law apply. Subject to acceptance of your application by AlphaCredit SA/nv, lender, Montagne du Parc/Warandeberg 8/C, B-1000 Brussels, RPM Brussels, VAT BE0445.781.316. Tied agent: BNP Paribas Fortis SA/nv, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702.

    AG Insurance SA/nv – 53 Boulevard Emile Jacqmain, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0404.494.849 – http://www.aginsurance.be/. Accredited insurance company licenced under code number 0079, under the supervision of the National Bank of Belgium, 14 Boulevard de Berlaimont, B-1000 Brussels.

    Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.

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