Additional benefits of your Top Omnium Cyclomoteur Insurance
Discover the many benefits this omnium insurance offers.
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INSURE
Top Omnium Cyclomoteur Insurance by AG
The Omnium Motorcycle Insurance is a Belgian omnium insurance product offered by AG and distributed by BNP Paribas Fortis. This is a one-year contract that renews tacitly for the same period, unless you terminate it at least three months before the main expiry date.
For contracts taken out or tacitly renewed from 1 October 2024, you can terminate them up to two months before the main expiry date. From the second year of insurance onwards, you can cancel the contract at any time.
Termination will take effect two months from the day after the deposit of the registered letter, notification, or acknowledgement of receipt.
Ecobonus -10%
To encourage the choice of low-CO2 emission mobility, you benefit from a 10% discount throughout the duration of your contract if your moped or microcar is electric.
This offer is valid for all new contracts and contract modifications following a change of moped or microcar.
Which mopeds or microcars does the Top Omnium Cyclomoteur Insurance cover?
Mopeds or microcars with a maximum of 50 cc or 4 kW:
- Class A: 2- or 3-wheeled vehicle that do not exceed 25 km/h.
- Class B: 2- or 3-wheeled vehicle that do not exceed 45 km/h.
- Microcar/light vehicle: vehicle up to a maximum of 425 kg that does 45 km/h maximum.
- For mopeds with a 4-wheeled enclosed cabin for the driver and passengers, accessible from a maximum of 3 sides, the maximum net power or continuous rated power cannot exceed 6 kW.
Do you have a moped with more than 50 cc? In this case, you need Top Omnium Moto insurance.
Create your own omnium insurance
Reset Products
Small Omnium
Large Omnium - accident with a third party
Large Omnium - all types of accidents
Damage caused by fire, theft, broken glass, accident with an animal, natural disaster
Damage to your own vehicle in the event of an accident at fault - with a third
Damage to your own vehicle in the event of an accident at fault - without a third
party
Vandalism
Customised Formula
For your omnium insurance, choose from 3 formulas:
- Small Omnium
- Large Omnium in the event of an accident with a third party (at fault)
- Large Omnium for damage following any type of accident and vandalism
No depreciation
Your moped does not lose value as long as you have not reached 3,000 km on the odometer. You can extend this period with the Cyclomoteur+ Pack.
In Belgium and abroad
The omnium insurance, small or large, protects you not only in Belgium but also in all countries listed on the insurance certificate.
Replacement vehicle
You will receive a replacement vehicle provided your moped is being repaired by an approved repairer. In the event of theft, you are also entitled to a replacement vehicle for 30 days.
Free choice of repairer
If you choose for an approved by AG repairer, you benefit from a guarantee on repairs and parts, a third-party payment system, and a replacement vehicle during the immobilisation period.
Scope of your coverage
Main risks covered
In Multirisk (small omnium): theft of your moped, fire, broken glass, damage caused by natural forces or accident with an animal
In Material Damage (large omnium): choice between the “damage by accident with a third party” or “damage from all types of accidents” formulas
Damage caused by fire, theft, broken glass, natural forces, accident with an animal, or electrical wiring damage caused by rodents (omnium and small omnium)
Main risks not covered
Theft of the vehicle if the mandatory anti-theft system has not been activated or is defective (large and small omnium)
Damage to the vehicle resulting from a construction defect, wear and tear, lack of maintenance, or use of the vehicle not in accordance with the manufacturer's instructions (large omnium)
Discover the complete list of covered and non-covered risks
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You will find the exact extent of the guarantees in the general conditions. To discover the main characteristics of this insurance, consult the information document. You can obtain it free of charge at an agency or via the Easy Banking Centre (02 433 41 30).
To receive an offer, you can contact your agency or call the Easy Banking Centre.
Want to know more?
You will find additional information in the documents below:
Not satisfied?
If you have a complaint, you can address it to BNP Paribas Fortis SA, Complaint Management Service JQABD, Montagne du Parc 3, 1000 Brussels, tel. 02 228 72 18, gestiondesplaintes@bnpparibasfortis.com or via www.bnpparibasfortis.be > Suggestions or complaints > online declaration form.
If the proposed solution does not satisfy you, you can address your complaint by post to the Insurance Ombudsman Service, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be -
www.ombudsman-insurance.be.
Privacy protection
The personal data communicated by the policyholder is processed by AG Insurance SA.
INSURE YOUR MOPED
Take out your omnium insurance in 3 steps
1
Appointment
Take an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.
2
Offer
Discuss your insurance needs for your moped with your advisor and receive an offer.
3
Signature
Sign your contract, register your moped. You can then take to the road with peace of mind.
To learn more or receive an offerMake an appointment
Extend your omnium insurance
Cyclomoteur+ Pack
This pack includes, among other things:
- An extension of the period without depreciation (24 months and 7,000 km)
- Additional broken glass coverage for headlights, rear lights and mirrors
- Coverage up to €2,000 for options, accessories, and transported goods
- Coverage up to €2,000 for moped equipment
- Coverage up to €1,000 for winter tyres
Discover our other insurances
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Cyclomoteur Liability Insurance by AG
This mandatory liability insurance covers, among other things, damage caused to third parties in the event of an accident at fault.
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Accident Coverage by AG
Protect yourself, your family, and your loved ones against the financial consequences of an accident occurring in your private life as a driver or passenger of the designated vehicle in the contract.
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Cyclomoteur Assistance by AG
Breakdown, accident, lost keys… With this complementary insurance, you can count on professional assistance 24/7.
Informations légales
AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA – Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered under this number with the FSMA, Rue du Congrès 12-14, 1000 Brussels, and acts as a tied insurance agent, remunerated by commissions, for AG Insurance SA. BNP Paribas Fortis SA holds a stake of more than 10% in AG Insurance SA.
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