Your securities account

Considering an investment? With our securities account you can buy your securities immediately and deposit them safely into your account. We take care of the administration and inform you of any relevant dates, such as maturity dates, and all corporate actions. Also, there are no custody fees to pay on our funds and other in-house investment products.

Coupons, dividends and capital are automatically paid into your account on the relevant dates. For securities in a foreign currency, you can choose whether you want to receive the income and capital in that currency or in euros.

You can track your investments and share prices with Easy Banking, anywhere and anytime. You receive a detailed statement of your securities account every year. You can buy and sell with Easy Banking, Easy Banking Phone, James or via your advisor.

We strongly recommend that you read the pre-contractual information before opening a securities account.

• Fees and charges for the main securities transactions
• Standard terms and conditions for investment services
• Pre-contractual information
• Securities custody: should you choose an individual client segregated account?

We now provide more detailed information on fees, charges and taxes on securities transactions.

Securities account insurance is a Belgian-law collective insurance policy, renewable annually, taken out by BNP Paribas Fortis with AG, which you can join for a premium of €14.80 per year and per account.

Membership of the policy is optional and the cover starts from the date you become a member of the policy (for a new or existing securities account). It ends automatically if you terminate it early (free of charge), if the securities account is closed, or if the collective policy ends.

Securities account insurance pays out a benefit equal to a percentage of the value of the insured securities account on the day before the accident that caused the death of the account holder(s).

You can take out this insurance in branch or via the Easy Banking Centre.

Main risks covered:

• Accidental death resulting from, among other things, a fall, a traffic accident or drowning. In any event, the accident that caused the death must have an external origin.
• Death resulting from an accident within one year after the accident occurred.

Main exclusions:

• Death resulting from an internal medical cause;
• Death resulting from an intentional act of the beneficiary or instigated by the beneficiary;
• Suicide, attempted suicide or death caused by a state of alcohol intoxication.

These lists are not exhaustive.

Read the product information document before taking out securities account insurance. The exact scope of the cover is mentioned in the standard terms and conditions. VYou can also request these documents free of charge at a branch or by phone from the Easy Banking Centre (02 762 90 00).

Do you have a complaint?

Complaints can be made to BNP Paribas Fortis SA, Complaints Department, Montagne du Parc 3, 1000 Brussels, or via the online form.

If you’re not happy with the solution proposed by BNP Paribas Fortis, you can send your complaint by post to the Insurance Ombudsman, Square de Meeûs 35, 1000 Brussels, BCE: 884.072.054, tel.: 02 547 58 71, info@ombudsman-insurance.be - www.ombudsman-insurance.be.

The "securities account" is a product of BNP Paribas Fortis SA, which acts as a service provider.
Intermediary: BNP Paribas Fortis SA/nv – 3 Montagne du Parc, B-1000 Brussels – RPM/RPR Brussels – VAT BE 0403.199.702, registered with the FSMA, 12-14 Rue du Congrès, B-1000 Brussels, under code number 025879 and acting as a contractually appointed insurance agent on behalf of AG Insurance SA/nv. BNP Paribas Fortis SA/nv holds a stake of more than 10% in AG Insurance SA/nv.
Any complaint about our products or services should be sent by post to BNP Paribas Fortis SA – Complaints Department– Montagne du Parc 3, 1000 Brussels or by email to gestiondesplaintes@bnpparibasfortis.com

If you’re not happy with the proposed solution, you can send your complaint by post to Ombudsfin – Financial Services Mediation Service - North Gate II, Blvd du Roi Albert II 8 (Bte 2), 1000 Brussels or by email to ombudsman@ombudsfin.be.